Read Insurance Brokers Limited

Reference number: 448937

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Read Insurance Brokers Limited (FRN 448937) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use Read Insurance Brokers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Read Insurance Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0116 238 8880

    Also given by 3 firms that are no longer authorised. Check you are dealing with the firm on this page.

  • Address

    Unit B Citrus House, 602 Wimborne Road, Bournemouth, Dorset, BH9 2EN, United Kingdom

In the full report: 2 background checks

  • What kind of line 0116 238 8880 is, and the 100 other firms that give it
  • Who else gives the postcode BH9 2EN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Read Insurance Brokers Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Momentum Broker Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 March 2006 (20 years old)
Registered office
Unit 3 Space Business Centre, Molly Millars Lane, Wokingham, RG41 2PQ, England
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
Samuel Charles Bowen Director Jan 1978 22 Oct 2024 1 other company
Nicola Marie Bowen Secretary Not published 22 Oct 2024 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2026Full accountsNot audited

Total equity

£25.9k

+84% from £14.1k

Cash at bank

£29.5k

+766% from £3,402

Owed within a year

£9,552

+240% from £2,810

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05726897. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Read Insurance Brokers’s history from the FCA register and Companies House, newest first.

2024

22 October 2024

  • Board replaced: its only director left and a new director took over
  • Opal Black Insurance Services Limited took control (75–100% of shares)
  • Peter Mark Read gave up control
  • Samuel Charles Bowen gained significant control

Companies House

2019

6 March 2019

  • Changed its registered name from "Read Insurance Brokers Ltd"

FCA register

2016

6 April 2016

  • Peter Mark Read took control (75–100% of shares)

Companies House

2006

7 March 2006

  • Became an appointed representative

FCA register

2 March 2006

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Read Insurance Brokers

Other FCA-listed firms that share a director, phone number or address with Read Insurance Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
1
share its phone number
12

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (1), the same phone number (12)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Read Insurance Brokers

Other firms of the same type (insurance broker), nearest first.

In Bournemouth

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Read Insurance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Read Insurance Brokers Limited FCA authorised?
Read Insurance Brokers Limited (FRN 448937) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Read Insurance Brokers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Read Insurance Brokers Limited (FRN 448937) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use Read Insurance Brokers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Read Insurance Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Read Insurance Brokers’ phone number?
The FCA register lists the phone number 0116 238 8880 for Read Insurance Brokers. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 100 other FCA firms, 3 of which are no longer authorised.
Is Read Insurance Brokers a scam or clone?
Read Insurance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Read Insurance Brokers?
Protection works through Momentum Broker Solutions Ltd, the principal firm responsible for Read Insurance Brokers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Read Insurance Brokers?
Read Insurance Brokers is owned by Opal Black Insurance Services Limited, which holds 75–100% of shares, since 22 October 2024. Before that, it was controlled by Mr Peter Mark Read.
Who runs Read Insurance Brokers?
Companies House lists one director of Read Insurance Brokers: Samuel Charles Bowen.
How long has Read Insurance Brokers been in business?
The company was formed on 2 March 2006.
What do Read Insurance Brokers’ latest accounts show?
Its latest accounts, to 28 February 2026, show total equity of £25.9k (+84% from £14.1k) and cash at bank of £29.5k (+766% from £3,402).
Does Read Insurance Brokers use any other names?
It has previously used the name Read Insurance Brokers Ltd.

Sources and links

The full report on Read Insurance Brokers Limited

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