Reades Financial Services Ltd

Reference number: 968324

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 21 January 2022.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    07866 666688

  • Last known address

    3-5 The Highway, Hawarden, Deeside, Flintshire, CH5 3DG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07866 666688 is, and the 2 other firms that give it
  • Who else gives the postcode CH5 3DG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Reades Financial Services Former name: A name it was registered under before.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 August 2019 (7 years old)
Registered office
Reades House, 3-5 Reades House, 3-5 The Highway, Hawarden, Flintshire, CH5 3DG, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan William Reade Director Mar 1974 2 Aug 2019 12 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
9
still active
3

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£34.5k

<1% from £34.8k

Employees (average)

1

Same as 1

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12136752. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Reades Financial Services’s history from the FCA register and Companies House, newest first.

2026

16 February 2026

  • Georgina Reade became a part-owner (25–50% of shares)
  • Georgina Reade stopped being a part-owner
  • Jonathan William Reade stopped being a part-owner
  • Reade Holdings Ltd took control (75–100% of shares)

Companies House

2022

14 October 2022

  • Changed its registered name from "Reades Financial Services"

FCA register

21 January 2022

  • Stopped being an appointed representative

FCA register

2019

2 August 2019

  • Incorporated at Companies House
  • Jonathan William Reade became a part-owner (25–50% of shares)
  • Jonathan William Reade appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Reades Financial Services

Other FCA-listed firms that share a director, phone number or address with Reades Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its phone number
2

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (2)
  • Who links each one: the named directors, with dates
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Get the full report on Reades Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Reades Financial Services Ltd FCA authorised?
No. Reades Financial Services Ltd (FRN 968324) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Reades Financial Services a scam or clone?
Reades Financial Services is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Reades Financial Services?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Reades Financial Services has no cover, because it is no longer permitted to carry it out.
Who owns Reades Financial Services?
Reades Financial Services is owned by Reade Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 16 February 2026. Before that, it was controlled by Mrs Georgina Reade and Mr Jonathan William Reade.
Who runs Reades Financial Services?
Companies House lists one director of Reades Financial Services: Jonathan William Reade.
How long has Reades Financial Services been in business?
The company was formed on 2 August 2019.
What do Reades Financial Services’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £34.5k (<1% from £34.8k).
Does Reades Financial Services use any other names?
It has previously used the name Reades Financial Services.

Sources and links

The full report on Reades Financial Services Ltd

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