Ready2Lease Ltd

Reference number: 964097

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Wessex Fleet Solutions Limited Reference number: 671619 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ready2Lease Ltd (FRN 964097) is an AR of Wessex Fleet Solutions Limited (FRN 671619). When you use Ready2Lease's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ready2Lease, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ready2lease.co.uk first appeared online, and whether it can receive email
  • What kind of line 0116 403 0235 is
  • Who else gives the postcode LE2 8NA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ready2Lease Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Wessex Fleet Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12912829
Company status
Active
Company type
Private limited company
Incorporated
29 September 2020 (6 years old)
Registered office
17a Narrow Lane, Leicester, LE2 8NA, England
Nature of business
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
James Mcneil Director Oct 1986 29 Sep 2020 None
Geoffrey Joe Hornsby Director Aug 1971 1 Apr 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£99

−94% from £1,631

Employees (average)

2

Same as 2

Owed within a year

−£15.4k

−282% from £8,451

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12912829. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ready2Lease’s history from the FCA register and Companies House, newest first.

Key events (9) All events (15)

2024

14 February 2024

  • Changed its registered name from "Ready2Lease"

FCA register

2023

1 April 2023

  • Geoffrey Joe Hornsby became a part-owner (25–50% of shares)

Companies House

2022

15 September 2022

  • Shakil Dharas stopped being a part-owner

Companies House

14 January 2022

  • Shameer Majithia stopped being a part-owner

Companies House

2021

15 November 2021

  • Became an appointed representative

FCA register

2020

29 September 2020

  • Incorporated at Companies House
  • James McNeil became a part-owner (25–50% of shares)
  • Shakil Dharas became a part-owner (25–50% of shares)
  • Shameer Majithia became a part-owner (25–50% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (9 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Ready2Lease

Other FCA-listed firms that share a director, phone number or address with Ready2Lease. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Get the full report on Ready2Lease

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 15 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ready2Lease Ltd FCA authorised?
Ready2Lease Ltd (FRN 964097) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ready2Lease?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ready2Lease Ltd (FRN 964097) is an AR of Wessex Fleet Solutions Limited (FRN 671619). When you use Ready2Lease's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ready2Lease, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ready2Lease’s phone number and website?
The FCA register lists the phone number 0116 403 0235 and the website ready2lease.co.uk for Ready2Lease. If you were given different contact details, use these to check with the firm before going any further.
Is Ready2Lease a scam or clone?
Ready2Lease is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ready2Lease?
Protection works through Wessex Fleet Solutions Limited, the principal firm responsible for Ready2Lease's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ready2Lease?
Companies House lists 2 people with significant control of Ready2Lease: Mr Geoffrey Joe Hornsby (25–50% of shares) and Mr James McNeil (25–50% of shares). Before that, it was controlled by Mr Shakil Dharas and Mr Shameer Majithia.
Who runs Ready2Lease?
Companies House lists 2 directors of Ready2Lease: James McNeil and Geoffrey Joe Hornsby.
How long has Ready2Lease been in business?
The company was formed on 29 September 2020.
What do Ready2Lease’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £99 (−94% from £1,631).
Does Ready2Lease use any other names?
It has previously used the name Ready2Lease.

Sources and links

The full report on Ready2Lease Ltd

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