Real Estate Bonding Limited

Reference number: 709636

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Electrum Capital Limited Reference number: 626388 Caution View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Real Estate Bonding Limited (FRN 709636) is an AR of Electrum Capital Limited (FRN 626388). When you use Real Estate Bonding's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Real Estate Bonding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07956 162323

  • Address

    Wallside House, 12 Mount Ephraim Road, Tunbridge Wells, Kent, TN1 1EG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07956 162323 is
  • Who else gives the postcode TN1 1EG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Deposit Doctor Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Electrum Capital Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
Company number
09154244
Company status
Active
Company type
Private limited company
Incorporated
30 July 2014 (12 years old)
Registered office
C/O Wilson Partners Tor, Saint-Cloud Way, Maidenhead, Berkshire, SL6 8BN, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Guy Heilpern Director Sep 1963 22 Oct 2014 11 other companies
Nigel Mark Heilpern Director Dec 1961 7 Apr 2020 11 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
20
closed down
8
is FCA-registered
1

In the full report: all 20 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2024Micro-entity accountsNot audited

Net assets

−£152k

Down £4,101 from −£148k

Owed within a year

£13.0k

+48% from £8,755

Its next accounts are overdue at Companies House.

Net assets are negative: on its last balance sheet the company owed £152k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2020 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09154244. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Real Estate Bonding’s history from the FCA register and Companies House, newest first.

Key events (3) All events (12)

2016

6 April 2016

  • Santé Holdings Limited took control (75–100% of shares)

Companies House

2015

8 July 2015

  • Became an appointed representative

FCA register

2014

30 July 2014

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (3 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Real Estate Bonding

Other FCA-listed firms that share a director, phone number or address with Real Estate Bonding. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Real Estate Bonding

Other firms of the same type (investment or fund manager), nearest first.

In the Tonbridge (TN) postcode area

Genavest Capital LimitedSevenoaksAppointed representativeHereford Funds LLPAppointed representativeHighland Capital Partners LimitedAshfordAppointed representativeFolios Invest Ltd.SevenoaksAppointed representativeClarity Advice & Management LtdTonbridgeAuthorisedGallium Fund Solutions LimitedSevenoaksAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Real Estate Bonding

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 20 other companies its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Real Estate Bonding Limited FCA authorised?
Real Estate Bonding Limited (FRN 709636) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Real Estate Bonding?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Real Estate Bonding Limited (FRN 709636) is an AR of Electrum Capital Limited (FRN 626388). When you use Real Estate Bonding's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Real Estate Bonding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Real Estate Bonding’s phone number?
The FCA register lists the phone number 07956 162323 for Real Estate Bonding. If you were given different contact details, use these to check with the firm before going any further.
Is Real Estate Bonding a scam or clone?
Real Estate Bonding is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Real Estate Bonding?
Protection works through Electrum Capital Limited, the principal firm responsible for Real Estate Bonding's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Real Estate Bonding?
Real Estate Bonding is owned by Santé Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Real Estate Bonding?
Companies House lists 2 directors of Real Estate Bonding: Simon Guy Heilpern and Nigel Mark Heilpern.
How long has Real Estate Bonding been in business?
The company was formed on 30 July 2014.
What do Real Estate Bonding’s latest accounts show?
Its latest accounts, to 31 March 2024, show net assets of −£152k (down £4,101 from −£148k). Its accounts are overdue at Companies House.
Does Real Estate Bonding use any other names?
It trades as Deposit Doctor.

Sources and links

The full report on Real Estate Bonding Limited

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