Real Transfer Limited

Reference number: 535949

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aspora.com first appeared online, and whether it can receive email
  • What kind of line 020 3405 8452 is
  • Who else gives the postcode EC2A 3BX
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Aspora Trading name
  • RB Express Former trading name
  • Vance Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI065249
Company status
Active
Company type
Private limited company
Incorporated
15 June 2007 (19 years old)
Registered office
Office 8, Merrion Business Centre, 58, Howard Street, Belfast, BT1 6PJ, Northern Ireland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Bookkeeping activities (SIC 69202)
  • Activities of head offices (SIC 70100)
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Parth Garg Director Nov 2000 8 Mar 2024 None
Rahul Bakshi Director Dec 1985 8 Mar 2024 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£20.0m

Not compared: the previous accounts cover a different length of time

Profit before tax

−£8.87m

Not compared: the previous accounts cover a different length of time

Net assets

£1.18m

Up £1.13m from £42.5k

Cash at bank

£15.7m

+392% from £3.18m

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company NI065249. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Real Transfer’s history from the FCA register and Companies House, newest first.

Key events (12) All events (30)

2024

23 February 2024

  • Rahul Bakshi stopped being a part-owner

Companies House

22 February 2024

  • Eucles Dias stopped being a part-owner
  • Juliano De Moraes stopped being a part-owner
  • Parth Garg became a part-owner (25–50% of shares)
  • Rahul Bakshi became a part-owner (25–50% of shares)

Companies House

2018

23 March 2018

  • Became an authorised payment institution

FCA register

2017

13 November 2017

  • Eucles Dias became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Juliano De Moraes became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

21 April 2011

  • Supervised by HMRC under the money laundering rules from this date

FCA register

18 April 2011

  • Regulated by the Financial Services Authority from this date

FCA register

2007

15 June 2007

  • Incorporated at Companies House

Companies House

In the full report: all 30 events

  • All 30 events in its history (12 shown here)
  • Every director appointment and resignation: 12
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Firms like Real Transfer

Other firms of the same type (payment or money transfer firm), nearest first.

In London

StoneX Financial LtdLondonAuthorisedOnafriq UK LimitedLondonAuthorisedDaytona Capital Management LimitedLondonAuthorisedSable International FX LimitedLondonAuthorisedTrolley Payments UK LtdLondonAuthorisedA N Express LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Real Transfer

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 30 events in its history

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Frequently asked questions about this firm

Is Real Transfer Limited FCA authorised?
Yes, Real Transfer Limited (FRN 535949) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Real Transfer’s phone number and website?
The FCA register lists the phone number 020 3405 8452 and the website aspora.com for Real Transfer. If you were given different contact details, use these to check with the firm before going any further.
Is Real Transfer a scam or clone?
Real Transfer is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Real Transfer?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Real Transfer to the Financial Ombudsman Service, free of charge.
Who owns Real Transfer?
Companies House lists one person with significant control of Real Transfer: Mr Parth Garg (25–50% of shares). Before that, it was controlled by Mr Rahul Bakshi, Mr Eucles Dias and Mr Juliano De Moraes.
Who runs Real Transfer?
Companies House lists 2 directors of Real Transfer: Parth Garg and Rahul Bakshi.
How long has Real Transfer been in business?
The company was formed on 15 June 2007, and has held its current FCA authorisation since March 2018.
What do Real Transfer’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £20.0m (not compared: the previous accounts cover a different length of time) and profit before tax of −£8.87m (not compared: the previous accounts cover a different length of time).
Does Real Transfer use any other names?
It trades as Aspora. It has previously used 2 other names: RB Express and Vance.

Sources and links

The full report on Real Transfer Limited

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