Reality Finance Solutions Limited

Reference number: 726717

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01483 413859

  • Address

    Cheyenne House, West Street, Farnham, Surrey, GU9 7EQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01483 413859 is
  • Who else gives the postcode GU9 7EQ
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03946834
Company status
Active
Company type
Private limited company
Incorporated
14 March 2000 (26 years old)
Registered office
Cheyenne House, West Street, Farnham, GU9 7EQ, United Kingdom
Nature of business
  • Renting and leasing of office machinery and equipment (including computers) (SIC 77330)

Directors and company secretaries

Name Role Born Appointed Other companies
James Joseph Cashmore Director Sep 1973 14 Mar 2000 6 other companies
Anne Margaret Plaskett Director Nov 1979 3 Sep 2024 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
2
run together
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Full accountsNot audited

Net assets

£124k

−82% from £681k

Cash at bank

£27.9k

−76% from £114k

Owed within a year

£1.18m

−26% from £1.58m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03946834. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Reality Finance Solutions’s history from the FCA register and Companies House, newest first.

Key events (9) All events (15)

2024

3 September 2024

  • James Joseph Cashmore stopped being a part-owner
  • Jonathan Michael Leslie stopped being a part-owner
  • Rfs Holdings Ltd took control (75–100% of shares)

Companies House

1 September 2024

  • James Joseph Cashmore took control (75–100% of shares)

Companies House

2017

14 March 2017

  • James Joseph Cashmore became a part-owner (25–50% of shares)
  • Jonathan Michael Leslie became a part-owner (25–50% of shares)

Companies House

2016

24 March 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2000

14 March 2000

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (9 shown here)
  • Every director appointment and resignation: 4
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Firms like Reality Finance Solutions

Other firms of the same type (credit broker), nearest first.

In Farnham

Christopher SutcliffeFarnhamAuthorisedGareth Marc David WilliamsFarnhamAuthorisedIan BrownFarnhamAuthorisedJeffrey Robert HumphriesFarnhamAuthorisedAshley PullingerFarnhamAppointed representativeFarnham Asset Finance LimitedFarnhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Reality Finance Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Reality Finance Solutions Limited FCA authorised?
Yes, Reality Finance Solutions Limited (FRN 726717) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Reality Finance Solutions’ phone number?
The FCA register lists the phone number 01483 413859 for Reality Finance Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Reality Finance Solutions a scam or clone?
Reality Finance Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Reality Finance Solutions?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Reality Finance Solutions handles your money, so check the specific product before you commit. You can also refer complaints about Reality Finance Solutions to the Financial Ombudsman Service, free of charge.
Who owns Reality Finance Solutions?
Reality Finance Solutions is owned by Rfs Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 3 September 2024. Before that, it was controlled by Mr Jonathan Michael Leslie.
Who runs Reality Finance Solutions?
Companies House lists 2 directors of Reality Finance Solutions: James Joseph Cashmore and Anne Margaret Plaskett.
How long has Reality Finance Solutions been in business?
The company was formed on 14 March 2000, and has held its current FCA authorisation since March 2016.
What do Reality Finance Solutions’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £124k (−82% from £681k) and cash at bank of £27.9k (−76% from £114k).

Sources and links

The full report on Reality Finance Solutions Limited

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