Really Commercial Limited

Reference number: 655212

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cms-comm.co.uk first appeared online, and whether it can receive email
  • What kind of line 07836 681722 is
  • Who else gives the postcode SP6 1DY
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Business Finance Trading name
  • Coles Consulting Trading name
  • Commercial Mortgage Solutions Trading name
  • Specialist Commercial Solutions Trading name
  • Commercial Property Finance Consultancy Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06423814
Company status
Active
Company type
Private limited company
Incorporated
12 November 2007 (18 years old)
Registered office
Scots House, 15 Scots Lane, Salisbury, Wiltshire, SP1 3TR, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Adrian Lewis Coles Director Apr 1963 12 Nov 2007 8 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
4
is FCA-registered
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Full accountsNot audited

Net assets

−£39.4k

Down £40.3k from £888

Cash at bank

£1,032

Up £354 from £678

Employees (average)

2

Same as 2

Owed within a year

£34.0k

−37% from £54.3k

Net assets are negative: on its last balance sheet the company owed £39.4k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06423814. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Really Commercial’s history from the FCA register and Companies House, newest first.

Key events (5) All events (16)

2023

18 October 2023

  • Julie Coles became a part-owner (25–50% of shares)

Companies House

2016

12 November 2016

  • Adrian Lewis Coles took control (50–75% of shares)

Companies House

2015

9 April 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

12 November 2007

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Really Commercial

Other FCA-listed firms that share a director, phone number or address with Really Commercial. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Really Commercial

Other firms of the same type (credit broker), nearest first.

In Fordingbridge

Julian Frederick John PerksFordingbridgeAppointed representativeSandy Balls Estate LimitedFordingbridgeAuthorisedCaffe Delizia LimitedFordingbridgeAuthorisedXCS (UK) LimitedFordingbridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Really Commercial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is Really Commercial Limited FCA authorised?
Yes, Really Commercial Limited (FRN 655212) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Really Commercial’s phone number and website?
The FCA register lists the phone number 07836 681722 and the website cms-comm.co.uk for Really Commercial. If you were given different contact details, use these to check with the firm before going any further.
Is Really Commercial a scam or clone?
Really Commercial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Really Commercial?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Really Commercial handles your money, so check the specific product before you commit. You can also refer complaints about Really Commercial to the Financial Ombudsman Service, free of charge.
Who owns Really Commercial?
Companies House lists 2 people with significant control of Really Commercial: Mr Adrian Lewis Coles (50–75% of shares) and Julie Coles (25–50% of shares).
Who runs Really Commercial?
Companies House lists one director of Really Commercial: Adrian Lewis Coles.
How long has Really Commercial been in business?
The company was formed on 12 November 2007, and has held its current FCA authorisation since April 2015.
What do Really Commercial’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of −£39.4k (down £40.3k from £888) and cash at bank of £1,032 (up £354 from £678).
Does Really Commercial use any other names?
It trades as Business Finance, Coles Consulting, Commercial Mortgage Solutions and Specialist Commercial Solutions. It has previously used the name Commercial Property Finance Consultancy.

Sources and links

The full report on Really Commercial Limited

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