Reclaims4u Ltd.

Reference number: 830181

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When pcpcheck.com first appeared online, and whether it can receive email
  • What kind of line 0161 528 3058 is
  • Who else gives the postcode M5 3EQ
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Other names (11)

If you were contacted under any of these names, it is this firm.

  • Fair Trading name
  • missoldcarclaims.uk Trading name
  • PCP Check Trading name
  • pcpcheck.com Trading name
  • PCP Checker Trading name
  • PCP claims check Trading name
  • PCP Claims Checker Trading name
  • Reclaim Finance Trading name
  • Claims Hut Former trading name
  • Mis-sold Finance Check Former trading name
  • Reclaim Car Finance Former trading name

FCA permissions and consumer protection

  • Claims management No FSCS cover
    Money you pay a claims company is not FSCS protected, but FCA rules cap what it may charge you for a financial services claim. Complaints about this firm go to the Financial Ombudsman Service free of charge.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06651869
Company status
Active
Company type
Private limited company
Incorporated
21 July 2008 (18 years old)
Registered office
Unit 1.02b Boatshed, Office Village, 12 Exchange Quay, Salford, M5 3EQ, United Kingdom
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)
  • Other business support service activities not elsewhere classified (SIC 82990)
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Ohiunkunofan Ajulo Director Apr 1979 13 Jun 2014 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Abridged accountsNot audited

Net assets

£8,358

Up £18.5k from −£10.1k

Employees (average)

6

Same as 6

Owed within a year

£163k

+175% from £59.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06651869. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Reclaims4u’s history from the FCA register and Companies House, newest first.

Key events (6) All events (26)

2020

15 January 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

31 March 2019

  • No longer regulated by the Claims Management Regulator

FCA register

2016

6 April 2016

  • Ohiunkunofan Ajulo took control (75–100% of shares)

Companies House

2008

18 August 2008

  • Regulated by the Claims Management Regulator from this date

FCA register

21 July 2008

  • Incorporated at Companies House

Companies House

In the full report: all 26 events

  • All 26 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Reclaims4u

Other FCA-listed firms that share a director, phone number or address with Reclaims4u. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Reclaims4u

Other firms of the same type (claims management firm), nearest first.

In Salford

Richardson Mail LimitedSalfordAuthorisedMajor Trauma Support Partnership LimitedSalfordAuthorisedRedhawk Legal LtdSalfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Reclaims4u

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 26 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Reclaims4u Ltd. FCA authorised?
Yes, Reclaims4u Ltd. (FRN 830181) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2020 and works as a claims management firm. The FCA has placed no limits on its permissions.
What is Reclaims4u’s phone number and website?
The FCA register lists the phone number 0161 528 3058 and the website pcpcheck.com for Reclaims4u. If you were given different contact details, use these to check with the firm before going any further.
Is Reclaims4u a scam or clone?
Reclaims4u is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Reclaims4u?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Reclaims4u handles your money, so check the specific product before you commit. You can also refer complaints about Reclaims4u to the Financial Ombudsman Service, free of charge.
Who owns Reclaims4u?
Companies House lists one person with significant control of Reclaims4u: Mr Ohiunkunofan Ajulo (75–100% of shares).
Who runs Reclaims4u?
Companies House lists one director of Reclaims4u: Ohiunkunofan Ajulo.
How long has Reclaims4u been in business?
The company was formed on 21 July 2008, and has held its current FCA authorisation since January 2020.
What do Reclaims4u’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £8,358 (up £18.5k from −£10.1k).
Does Reclaims4u use any other names?
It trades as Fair, missoldcarclaims.uk, PCP Check, pcpcheck.com and PCP Checker, and 3 more names. It has previously used 3 other names: Claims Hut, Mis-sold Finance Check and Reclaim Car Finance.

Sources and links

The full report on Reclaims4u Ltd.

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