Redding and Redding Limited

Reference number: 467621

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Itc Compliance Limited Reference number: 313486 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Redding and Redding Limited (FRN 467621) is an AR of Itc Compliance Limited (FRN 313486). When you use Redding and Redding's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Redding and Redding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When buckinghammotorcompany.co.uk first appeared online, and whether it can receive email
  • What kind of line 01280 812121 is
  • Who else gives the postcode MK18 1AQ
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Bicester Motor Company Trading name
  • Buckingham Motor Company Trading name
  • Redding & Redding Limited Former name
  • Redding & Redding Ltd Former name
  • Bicester Ford Former trading name
  • Buckingham Ford Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Itc Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03185866
Company status
Active
Company type
Private limited company
Incorporated
15 April 1996 (30 years old)
Registered office
Buckingham Motor Company, Ford Street, Buckingham, MK18 1AQ, England
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Michael Redding Director May 1966 15 Apr 1996 1 other company
Kathleen Margaret Redding Secretary Not published 15 Apr 1996 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

−£101k

−266% from £61.3k

Cash at bank

£561

−99% from £43.2k

Employees (average)

36

Same as 36

Owed within a year

£1.15m

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £101k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03185866. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Redding and Redding’s history from the FCA register and Companies House, newest first.

Key events (6) All events (15)

2016

6 April 2016

  • Ian Michael Redding became the majority owner (50–75% of shares)
  • Michael John Redding became a part-owner (25–50% of shares)

Companies House

2015

21 September 2015

  • Changed its registered name from "Redding & Redding Limited"

FCA register

2014

15 October 2014

  • Changed its registered name from "Redding & Redding Ltd"

FCA register

2007

8 May 2007

  • Became an appointed representative

FCA register

1996

15 April 1996

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Redding and Redding

Other firms of the same type (car dealer), nearest first.

In Buckingham

Bucks Garage Services LimitedBuckinghamAppointed representativeMilton Motor Sales LtdBuckinghamAppointed representativeBanbury Motors LimitedBuckinghamAuthorisedBuckingham Commercial Sales LtdBuckinghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Redding and Redding

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Redding and Redding Limited FCA authorised?
Redding and Redding Limited (FRN 467621) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Redding and Redding?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Redding and Redding Limited (FRN 467621) is an AR of Itc Compliance Limited (FRN 313486). When you use Redding and Redding's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Redding and Redding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Redding and Redding’s phone number and website?
The FCA register lists the phone number 01280 812121 and the website buckinghammotorcompany.co.uk for Redding and Redding. If you were given different contact details, use these to check with the firm before going any further.
Is Redding and Redding a scam or clone?
Redding and Redding is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Redding and Redding?
Protection works through Itc Compliance Limited, the principal firm responsible for Redding and Redding's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Redding and Redding?
Companies House lists 2 people with significant control of Redding and Redding: Mr Ian Michael Redding (50–75% of shares) and Mr Michael John Redding (25–50% of shares).
Who runs Redding and Redding?
Companies House lists one director of Redding and Redding: Ian Michael Redding.
How long has Redding and Redding been in business?
The company was formed on 15 April 1996.
What do Redding and Redding’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of −£101k (−266% from £61.3k) and cash at bank of £561 (−99% from £43.2k).
Does Redding and Redding use any other names?
It trades as Bicester Motor Company and Buckingham Motor Company. It has previously used 4 other names, including Redding & Redding Limited, Redding & Redding Ltd and Bicester Ford.

Sources and links

The full report on Redding and Redding Limited

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