Redlands Financial Planning Limited

Reference number: 1046292

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Redlands Financial Planning Limited (FRN 1046292) is an AR of ValidPath Limited (FRN 197107). When you use Redlands Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Redlands Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07511 607187

  • Address

    Hangar 4, Cecil Pashley Way, Shoreham Airport, Shoreham by sea, BN43 5FF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07511 607187 is
  • Who else gives the postcode BN43 5FF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Redlands Mortgages Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 August 2025 (1 year old)
Registered office
Hangar 4 Cecil Pashley Way, Shoreham Airport, Shoreham-By-Sea, BN43 5FF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
James Mouland Director Aug 1982 4 Aug 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Redlands Financial Planning’s history from the FCA register and Companies House, newest first.

2026

28 September 2026

  • Began trading as "Redlands Mortgages"

FCA register

2025

30 December 2025

  • Became an appointed representative

FCA register

4 August 2025

  • Incorporated at Companies House
  • James Mouland took control (75–100% of shares)
  • James Mouland appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Redlands Financial Planning

Other FCA-listed firms that share a director, phone number or address with Redlands Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Redlands Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Shoreham by sea

In the Brighton (BN) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Redlands Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Redlands Financial Planning Limited FCA authorised?
Redlands Financial Planning Limited (FRN 1046292) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Redlands Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Redlands Financial Planning Limited (FRN 1046292) is an AR of ValidPath Limited (FRN 197107). When you use Redlands Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Redlands Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Redlands Financial Planning’s phone number?
The FCA register lists the phone number 07511 607187 for Redlands Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Redlands Financial Planning a scam or clone?
Redlands Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Redlands Financial Planning?
Protection works through ValidPath Limited, the principal firm responsible for Redlands Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Redlands Financial Planning?
Companies House lists one person with significant control of Redlands Financial Planning: Mr James Mouland (75–100% of shares).
Who runs Redlands Financial Planning?
Companies House lists one director of Redlands Financial Planning: James Mouland.
How long has Redlands Financial Planning been in business?
The company was formed on 4 August 2025.
Does Redlands Financial Planning use any other names?
It trades as Redlands Mortgages.

Sources and links

The full report on Redlands Financial Planning Limited

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