Redstone Financial Planning Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 4 years
Protected through the principal
No FCA actions
Active company since 2022
Accounts filed up to 31 October 2025

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Redstone Financial Planning Limited (FRN 978870) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Redstone Financial Planning's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Redstone Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

redstonefp.co.uk (opens in a new tab)
Phone number

01737 907762
Address

Robert Denholm House, Bletchingley Road, Nutfield, Surrey, RH1 4HW, United Kingdom

In the full report: 3 background checks

When redstonefp.co.uk first appeared online, and whether it can receive email
What kind of line 01737 907762 is
Who else gives the postcode RH1 4HW

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14078505 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 29 April 2022 (4 years old)
Registered office: 75 Mid Street, South Nutfield, Redhill, RH1 4JJ, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Eric Clapton	Director	Nov 1955	29 Apr 2022	37 other companies
Lucy Kate D'Souza	Director	Feb 1982	29 Apr 2022	None
Michael John Hill	Director	Sep 1985	29 Apr 2022	1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 37
closed down: 24
are FCA-registered: 3

In the full report: all 37 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 on the FCA register
The 1 company these 3 directors run together

Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£103k

+18% from £87.8k

Employees (average)

5

+67% from 3

Owed within a year

£21.5k

−24% from £28.2k

Assets and liabilities

In the full report: all 4 years of accounts

Every year from 2022 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14078505. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Redstone Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2022

11 July 2022

Became an appointed representative

FCA register

29 April 2022

Incorporated at Companies House
Eric Clapton took control (75–100% of shares)
Lucy Kate D'Souza gained 25–50% of the votes
Michael John Hill gained 25–50% of the votes

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms connected to Redstone Financial Planning

Other FCA-listed firms that share a director, phone number or address with Redstone Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share a director: 2
share its postcode: 1

In the full report: all 3 connected firms, named

How each is linked: shared directors (2), the same postcode (1)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like Redstone Financial Planning

Other firms of the same type (financial adviser), nearest first.

In the Redhill (RH) postcode area

3D Financial Planning LtdReigateAppointed representative Accolade Financial Planning LtdBurgess HillAppointed representative Ajay SonatunRedhillAppointed representative Alan NorrisRedhillAppointed representative Alastair ShepherdHorshamAppointed representative Aligned Wealth Financial Planning LtdHaywards HeathAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Redstone Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

37 other companies its directors have run, named
3 background checks on its contact details
4 years of accounts, charted
All 8 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Redstone Financial Planning Limited FCA authorised?

Redstone Financial Planning Limited (FRN 978870) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Redstone Financial Planning?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Redstone Financial Planning Limited (FRN 978870) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Redstone Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Redstone Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Redstone Financial Planning’s phone number and website?

The FCA register lists the phone number 01737 907762 and the website redstonefp.co.uk for Redstone Financial Planning. If you were given different contact details, use these to check with the firm before going any further.

Is Redstone Financial Planning a scam or clone?

Redstone Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Redstone Financial Planning?

Protection works through Best Practice IFA Group Limited, the principal firm responsible for Redstone Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Redstone Financial Planning?

Companies House lists 3 people with significant control of Redstone Financial Planning: Mr Eric Clapton (75–100% of shares), Mr Michael John Hill (25–50% of votes) and Ms Lucy Kate D'Souza (25–50% of votes).

Who runs Redstone Financial Planning?

Companies House lists 3 directors of Redstone Financial Planning: Eric Clapton, Lucy Kate D'Souza and Michael John Hill.

How long has Redstone Financial Planning been in business?

The company was formed on 29 April 2022.

What do Redstone Financial Planning’s latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of £103k (+18% from £87.8k).