Redwood Wealth Limited

Reference number: 1034366

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Redwood Wealth Limited (FRN 1034366) is an AR of ValidPath Limited (FRN 197107). When you use Redwood Wealth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Redwood Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07917 332119

  • Address

    King Arthurs Court, Maidstone Road, Charing, Ashford, Kent, TN27 0JS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07917 332119 is
  • Who else gives the postcode TN27 0JS
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16230191
Company status
Active
Company type
Private limited company
Incorporated
5 February 2025 (1 year old)
Registered office
King Arthurs Court Maidstone Road, Charing, Ashford, Kent, TN27 0JS, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Mark Edwin Collins Director Oct 1977 5 Feb 2025 1 other company
Mark Robert Santer Director Jul 1962 18 Aug 2025 2 other companies
Susan Whittick Director Jan 1982 18 Aug 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Total equity

£302

No earlier figure to compare

Cash at bank

£17.9k

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£20.7k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16230191. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Redwood Wealth’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2025

15 August 2025

  • Became an appointed representative

FCA register

5 February 2025

  • Incorporated at Companies House
  • Mark Robert Santer became a part-owner (25–50% of shares)
  • Simon Mark Edwin Collins became a part-owner (25–50% of shares)
  • Susan Whittick became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Redwood Wealth

Other FCA-listed firms that share a director, phone number or address with Redwood Wealth. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Redwood Wealth

Other firms of the same type (financial adviser), nearest first.

In Ashford

Aims Financial LtdAshfordAppointed representativeGail SmythAshfordAppointed representativeJonathan ApplebeeAshfordAppointed representativeLFR Mortgages and Wealth LLPAshfordAppointed representativeMagee Gammon Financial Planning LtdAshfordAppointed representativeProspect Tree Mortgages LtdAshfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Redwood Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Redwood Wealth Limited FCA authorised?
Redwood Wealth Limited (FRN 1034366) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Redwood Wealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Redwood Wealth Limited (FRN 1034366) is an AR of ValidPath Limited (FRN 197107). When you use Redwood Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Redwood Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Redwood Wealth’s phone number?
The FCA register lists the phone number 07917 332119 for Redwood Wealth. If you were given different contact details, use these to check with the firm before going any further.
Is Redwood Wealth a scam or clone?
Redwood Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Redwood Wealth?
Protection works through ValidPath Limited, the principal firm responsible for Redwood Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Redwood Wealth?
Companies House lists 3 people with significant control of Redwood Wealth: Mr Simon Mark Edwin Collins (25–50% of shares), Mr Mark Robert Santer (25–50% of shares) and Mrs Susan Whittick (25–50% of shares).
Who runs Redwood Wealth?
Companies House lists 3 directors of Redwood Wealth: Simon Mark Edwin Collins, Mark Robert Santer and Susan Whittick.
How long has Redwood Wealth been in business?
The company was formed on 5 February 2025.
What do Redwood Wealth’s latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £302 (no earlier figure to compare) and cash at bank of £17.9k (no earlier figure to compare).

Sources and links

The full report on Redwood Wealth Limited

£19.99 · Instant PDF download

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