Rees Astley Credit Limited

Reference number: 822751

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01686 626019

  • Address

    29 North Parade, Aberystwyth, Sir Ceredigion, SY23 2JN, United Kingdom

In the full report: 2 background checks

  • What kind of line 01686 626019 is, and the other firm that gives it
  • Who else gives the postcode SY23 2JN
Instant PDF download

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 April 1965 (61 years old)
Registered office
29 North Parade, Aberystwyth, Ceredigion, SY23 2JN
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Gary Sadler Director Feb 1959 3 Apr 2008 4 other companies
Benjamin Gary Sadler Director Mar 1984 28 Jul 2025 2 other companies
Stephen Gary Sadler Secretary Not published 29 Jan 2024 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
are FCA-registered
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 2 directors run together
  • All 7 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£84.6k

+241% from £24.8k

Cash at bank

£8,150

−74% from £31.5k

Employees (average)

2

−33% from 3

Owed within a year

£154k

+192% from £52.9k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00844052. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rees Astley Credit’s history from the FCA register and Companies House, newest first.

2019

7 October 2019

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Rees Astley (Holdings) Limited took control (75–100% of shares)

Companies House

2008

3 April 2008

  • Board replaced: both directors left and 2 new directors took over

Companies House

1965

1 April 1965

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (6 shown here)
  • Every director appointment and resignation: 10
Instant PDF download

Firms connected to Rees Astley Credit

Other FCA-listed firms that share a director, phone number or address with Rees Astley Credit. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
Instant PDF download

Firms like Rees Astley Credit

Other firms of the same type (lender), nearest first.

In Aberystwyth

In the Shrewsbury (SY) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rees Astley Credit

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Rees Astley Credit Limited FCA authorised?
Yes, Rees Astley Credit Limited (FRN 822751) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2019 and works as a lender. The FCA has placed a limit on what it may do.
What is Rees Astley Credit’s phone number?
The FCA register lists the phone number 01686 626019 for Rees Astley Credit. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Rees Astley Credit a scam or clone?
Rees Astley Credit is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rees Astley Credit?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Rees Astley Credit handles your money, so check the specific product before you commit. You can also refer complaints about Rees Astley Credit to the Financial Ombudsman Service, free of charge.
Who owns Rees Astley Credit?
Rees Astley Credit is owned by Rees Astley (Holdings) Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.
Who runs Rees Astley Credit?
Companies House lists 2 directors of Rees Astley Credit: Stephen Gary Sadler and Benjamin Gary Sadler.
How long has Rees Astley Credit been in business?
The company was formed on 1 April 1965, and has held its current FCA authorisation since October 2019.
What do Rees Astley Credit’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £84.6k (+241% from £24.8k) and cash at bank of £8,150 (−74% from £31.5k).

Sources and links

The full report on Rees Astley Credit Limited

£19.99 · Instant PDF download

Loading secure checkout…