Refresh Property Solutions Ltd

Reference number: 947354

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When refreshni.com first appeared online, and whether it can receive email
  • What kind of line 07905 413751 is
  • Who else gives the postcode BT4 1NU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Refresh Trading name
  • Refresh NI Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI665268
Company status
Active
Company type
Private limited company
Incorporated
22 October 2019 (7 years old)
Registered office
Suite 1 Elizabeth House, 116-118 Holywood Road, Belfast, BT4 1NU, Northern Ireland
Nature of business
  • Plumbing, heat and air-conditioning installation (SIC 43220)
  • Joinery installation (SIC 43320)

Directors and company secretaries

Name Role Born Appointed Other companies
William Thomas Cherry Director Apr 1970 22 Oct 2019 1 other company
Jack Matthew Peel Director Apr 1982 25 Nov 2021 None
Nicola Ruth Cherry Director Apr 1968 1 Sep 2023 2 other companies
Joshua Rowe Director Mar 1997 9 Jan 2024 None
Neil Mccracken Director Nov 1975 29 Sep 2026 None
Nicola Ruth Cherry Secretary Not published 22 Oct 2019 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 5 directors run together
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£608k

+29% from £470k

Cash at bank

£789k

+67% from £471k

Employees (average)

47

+18% from 40

Owed within a year

£1.33m

+46% from £911k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI665268. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Refresh Property Solutions’s history from the FCA register and Companies House, newest first.

Key events (6) All events (15)

2022

4 January 2022

  • Regulated by the FCA from this date

FCA register

2021

31 December 2021

  • Became authorised by the FCA

FCA register

25 November 2021

  • Nicola Ruth Cherry stopped being a part-owner

Companies House

2019

22 October 2019

  • Incorporated at Companies House
  • Nicola Ruth Cherry became a part-owner (25–50% of shares)
  • William Thomas Cherry became the majority owner (50–75% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms like Refresh Property Solutions

Other firms of the same type (home improvement or trades), nearest first.

In Belfast

Bh Solutions LtdBelfastAuthorisedEmerald Home Improvements (Leics) LimitedBelfastAuthorisedfocus windows NI limitedBelfastAuthorisedGm 18 Gas LtdBelfastAuthorisedGraham Wallace Plumbing & Heating LtdBelfastAuthorisedHeaney Heating LimitedBelfastAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Refresh Property Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Refresh Property Solutions Ltd FCA authorised?
Yes, Refresh Property Solutions Ltd (FRN 947354) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2021 and works as a home improvement or trades. The FCA has placed no limits on its permissions.
What is Refresh Property Solutions’ phone number and website?
The FCA register lists the phone number 07905 413751 and the website refreshni.com for Refresh Property Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Refresh Property Solutions a scam or clone?
Refresh Property Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Refresh Property Solutions?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Refresh Property Solutions handles your money, so check the specific product before you commit. You can also refer complaints about Refresh Property Solutions to the Financial Ombudsman Service, free of charge.
Who owns Refresh Property Solutions?
Companies House lists one person with significant control of Refresh Property Solutions: Mr William Thomas Cherry (50–75% of shares). Before that, it was controlled by Mrs Nicola Ruth Cherry.
Who runs Refresh Property Solutions?
Companies House lists 5 directors of Refresh Property Solutions: William Thomas Cherry, Jack Matthew Peel, Nicola Ruth Cherry, Joshua Rowe and Neil McCracken.
How long has Refresh Property Solutions been in business?
The company was formed on 22 October 2019, and has held its current FCA authorisation since December 2021.
What do Refresh Property Solutions’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £608k (+29% from £470k) and cash at bank of £789k (+67% from £471k).
Does Refresh Property Solutions use any other names?
It trades as Refresh and Refresh NI.

Sources and links

The full report on Refresh Property Solutions Ltd

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