Refreshment Systems Limited

Reference number: 713353

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When refreshmentsystems.co.uk first appeared online, and whether it can receive email
  • What kind of line 01274 750000 is
  • Who else gives the postcode BD4 7HN
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Cappresso Coffee Trading name: A name it trades under now.
  • Coffee Buyer Trading name: A name it trades under now.
  • Drincup Trading name: A name it trades under now.
  • Northern Vending Services Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 June 1984 (42 years old)
Registered office
31,Bolling Road,, Bradford,, West Yorks., BD4 7HN
Nature of business
  • Other food services (SIC 56290)

Directors and company secretaries

Name Role Born Appointed Other companies
Moira Vivian Balmforth Director Apr 1963 1 Jan 2009 None
Steven Edward May Director Dec 1977 16 Apr 2018 None
Robert Alistair Balmforth Director Aug 1964 Not published 4 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 9 people who have ever been directors, with their dates
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Key dates in its history

Refreshment Systems’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Moira Vivian Balmforth became a part-owner (25–50% of shares)
  • Robert Alistair Balmforth became the majority owner (50–75% of shares)

Companies House

2015

18 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1984

20 June 1984

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (5 shown here)
  • Every director appointment and resignation: 12
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Firms like Refreshment Systems

Other firms of the same type (credit broker), nearest first.

In Bradford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Refreshment Systems

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 23 events in its history

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Frequently asked questions about this firm

Is Refreshment Systems Limited FCA authorised?
Yes, Refreshment Systems Limited (FRN 713353) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Refreshment Systems’ phone number and website?
The FCA register lists the phone number 01274 750000 and the website refreshmentsystems.co.uk for Refreshment Systems. If you were given different contact details, use these to check with the firm before going any further.
Is Refreshment Systems a scam or clone?
Refreshment Systems is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Refreshment Systems?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Refreshment Systems handles your money, so check the specific product before you commit. You can also refer complaints about Refreshment Systems to the Financial Ombudsman Service, free of charge.
Who owns Refreshment Systems?
Companies House lists 2 people with significant control of Refreshment Systems: Mr Robert Alistair Balmforth (50–75% of shares) and Mrs Moira Vivian Balmforth (25–50% of shares).
Who runs Refreshment Systems?
Companies House lists 3 directors of Refreshment Systems: Moira Vivian Balmforth, Steven Edward May and Robert Alistair Balmforth.
How long has Refreshment Systems been in business?
The company was formed on 20 June 1984, and has held its current FCA authorisation since November 2015.
Does Refreshment Systems use any other names?
It trades as Cappresso Coffee, Coffee Buyer, Drincup and Northern Vending Services.

Sources and links

The full report on Refreshment Systems Limited

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