On the register, but not FCA authorised, but in an insolvency process
This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.
- No FCA actions
- Accounts filed up to 31 December 2023
- Company: in administration
- Accounts are overdue at Companies House
- Confirmation statement is overdue at Companies House
- 1 thing worth a closer look in the background checks
What the FCA says
ATTENTION - Firm in an insolvency process
This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
frp advisory, 110 Cannon Street, London, EC4N 6EU, United Kingdom
In the full report: 1 background check, 1 thing worth a closer look
- Whether EC4N 6EU is a shared office: 22 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- Easy Invoice Finance Ltd Former name: A name it was registered under before.
Past FCA permissions and consumer protection
- In an insolvency processMoney the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Companies House records this company in administration.
- Accounts are overdue at Companies House.
- Confirmation statement is overdue at Companies House.
- This company has insolvency history on record.
- Company number
- 04042307 (opens Companies House in a new tab)
- Company status
- Administration
- Company type
- Private limited company
- Incorporated
- 27 July 2000 (26 years old)
- Registered office
- C/O Frp Advisory Trading Limited 3rd Floor, 110 Cannon Street, London, EC4N 6EU
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Thomas Farrell | Director | Oct 1965 | 25 Jul 2011 | 9 other companies |
| Martin Andrew Rivers | Director | May 1961 | 13 Jun 2025 | 41 other companies |
| Nicholas John Pike | Director | Dec 1962 | 4 Dec 2025 | 292 other companies |
| Jonathan Simon Myer Craft | Secretary | Not published | 16 May 2011 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 340
- closed down
- 42
- went insolvent
- 82
In the full report: all 340 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The 82 that went into liquidation or administration
- The 10 on the FCA register, including one no longer authorised
- The 1 company these 3 directors run together
- All 12 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£4.88m
+44% from £3.39m
Cash at bank
£13.3k
−100% from £2.93m
Employees (average)
38
+15% from 33
Owed within a year
£8.99m
+570% from £1.34m
Its next accounts are overdue at Companies House.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 04042307. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Regency Factors’s history from the FCA register and Companies House, newest first.
2021
9 March 2021
- Petra Group Holdings Ltd gave up control
- Petra Group Holdings Ltd took control (75–100% of shares)
- Regency Factors PLC gave up control
- Changed its registered name from "Easy Invoice Finance Ltd"
Companies House · FCA register
2016
6 April 2016
- Regency Factors PLC took control (75–100% of shares)
Companies House
2008
2 January 2008
- Registered with the FCA
FCA register
2000
27 July 2000
- Incorporated at Companies House
Companies House
In the full report: all 26 events
- All 26 events in its history (7 shown here)
- Every director appointment and resignation: 19
Firms connected to Regency Factors
Other FCA-listed firms that share a director, phone number or address with Regency Factors. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 6
- share a director
- 6
- past links
- 4
In the full report: all 6 connected firms, named
- How each is linked: shared directors (6)
- Who links each one: the named directors, with dates
- 4 past links through former directors
Get the full report on Regency Factors
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 340 other companies its directors have run, named
- 1 background check on its contact details, 1 flagged
- All 26 events in its history
- 6 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Regency Factors’ latest accounts show?
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk