Regency Motor Company Ltd

Reference number: 821595

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When regencymotorcoltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 01453 834544 is
  • Who else gives the postcode GL5 5HL
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04616349
Company status
Active
Company type
Private limited company
Incorporated
12 December 2002 (23 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Christian Smith Director Jan 1973 19 Dec 2002 None
Daisy-May Smith Director May 1995 1 Jan 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£279k

+15% from £242k

Cash at bank

£11.8k

Up £11.8k from £0

Employees (average)

2

Same as 2

Owed within a year

£26.0k

−31% from £37.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04616349. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Regency Motor Company’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2021

1 January 2021

  • Colin James Smith stopped being a part-owner
  • Margaret Jane Smith stopped being a part-owner

Companies House

2018

29 October 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

30 June 2016

  • Colin James Smith became a part-owner (25–50% of shares)
  • Margaret Jane Smith became a part-owner (25–50% of shares)
  • Steven Christian Smith took control (75–100% of shares)

Companies House

2002

12 December 2002

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms like Regency Motor Company

Other firms of the same type (car dealer), nearest first.

In Stroud

Painswick Valley Car Sales LimitedStroudAuthorisedRoadrunner Motorcycles LtdStroudAuthorisedStroud Off Road LtdStroudAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Regency Motor Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Regency Motor Company Ltd FCA authorised?
Yes, Regency Motor Company Ltd (FRN 821595) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2018 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Regency Motor Company’s phone number and website?
The FCA register lists the phone number 01453 834544 and the website regencymotorcoltd.co.uk for Regency Motor Company. If you were given different contact details, use these to check with the firm before going any further.
Is Regency Motor Company a scam or clone?
Regency Motor Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Regency Motor Company?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Regency Motor Company handles your money, so check the specific product before you commit. You can also refer complaints about Regency Motor Company to the Financial Ombudsman Service, free of charge.
Who owns Regency Motor Company?
Companies House lists one person with significant control of Regency Motor Company: Mr Steven Christian Smith (75–100% of shares). Before that, it was controlled by Mr Colin James Smith and Mrs Margaret Jane Smith.
Who runs Regency Motor Company?
Companies House lists 2 directors of Regency Motor Company: Steven Christian Smith and Daisy-May Smith.
How long has Regency Motor Company been in business?
The company was formed on 12 December 2002, and has held its current FCA authorisation since October 2018.
What do Regency Motor Company’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £279k (+15% from £242k) and cash at bank of £11.8k (up £11.8k from £0).

Sources and links

The full report on Regency Motor Company Ltd

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