Regency Trade Finance Limited

Reference number: 476914

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On the register, but not FCA authorised, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0161 761 4017

  • Address

    2/3 Regency Chambers, Jubilee Way, Bury, Lancashire, BL9 0JW, United Kingdom

In the full report: 2 background checks

  • What kind of line 0161 761 4017 is, and the other firm that gives it
  • Who else gives the postcode BL9 0JW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cavendish Investments (Manchester) Ltd Former name

Past FCA permissions and consumer protection

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company in administration.
  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
  • This company has insolvency history on record.
Company number
02634620
Company status
Administration
Company type
Private limited company
Incorporated
2 August 1991 (35 years old)
Registered office
C/O Frp Advisory Trading Limited 3rd Floor, 110 Cannon Street, London, EC4N 6EU
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
John Thomas Farrell Director Oct 1965 25 Jul 2011 9 other companies
Martin Andrew Rivers Director May 1961 13 Jun 2025 41 other companies
Nicholas John Pike Director Dec 1962 4 Dec 2025 293 other companies
Jonathan Simon Myer Craft Secretary Not published 16 May 2011 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
341
closed down
44
went insolvent
85

In the full report: all 341 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The 85 that went into liquidation or administration
  • The 10 on the FCA register, including one no longer authorised
  • The 1 company these 3 directors run together
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2023Full accountsAudited

Total equity

£1.02m

+6% from £960k

Cash at bank

£0

−100% from £112k

Employees (average)

3

−50% from 6

Owed within a year

£17.6m

+707% from £2.18m

Its next accounts are overdue at Companies House.

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02634620. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Regency Trade Finance’s history from the FCA register and Companies House, newest first.

Key events (7) All events (24)

2021

7 July 2021

  • Changed its registered name from "Cavendish Investments (Manchester) Ltd"

FCA register

9 March 2021

  • Petra Group Holdings Ltd gave up control
  • Petra Group Holdings Ltd took control (75–100% of shares)
  • Regency Factors PLC gave up control

Companies House

2016

6 April 2016

  • Regency Factors PLC took control (75–100% of shares)

Companies House

2008

2 January 2008

  • Registered with the FCA

FCA register

1991

2 August 1991

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (7 shown here)
  • Every director appointment and resignation: 17
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Firms connected to Regency Trade Finance

Other FCA-listed firms that share a director, phone number or address with Regency Trade Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
6
share its phone number
1

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (6), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 4 past links through former directors
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Get the full report on Regency Trade Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 341 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 24 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Regency Trade Finance Limited FCA authorised?
Regency Trade Finance Limited (FRN 476914) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Regency Trade Finance’s phone number?
The FCA register lists the phone number 0161 761 4017 for Regency Trade Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Regency Trade Finance a scam or clone?
Regency Trade Finance is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Regency Trade Finance?
Regency Trade Finance is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Who owns Regency Trade Finance?
Companies House lists no one with significant control of Regency Trade Finance now. Before that, it was controlled by Petra Group Holdings Ltd and Regency Factors PLC.
Who runs Regency Trade Finance?
Companies House lists 3 directors of Regency Trade Finance: John Thomas Farrell, Martin Andrew Rivers and Nicholas John Pike.
How long has Regency Trade Finance been in business?
The company was formed on 2 August 1991. Companies House now lists it as administration.
What do Regency Trade Finance’s latest accounts show?
Its latest accounts, to 31 December 2023, show total equity of £1.02m (+6% from £960k) and cash at bank of £0 (−100% from £112k). Its accounts are overdue at Companies House.
Does Regency Trade Finance use any other names?
It has previously used the name Cavendish Investments (Manchester) Ltd.

Sources and links

The full report on Regency Trade Finance Limited

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