Regency Wealth Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 14 years
Protected through the principal
No FCA actions
Active company since 2012
Accounts filed up to 31 December 2020
1 thing worth a closer look in the background checks

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Regency Wealth Ltd (FRN 578309) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Regency Wealth's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Regency Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

regencywm.co.uk (opens in a new tab)
Phone number

01924 666600
Address

17b Appleton Court, Calder Park, Wakefield, WF2 7AR, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When regencywm.co.uk first appeared online, and whether it can receive email
What kind of line 01924 666600 is
Who else gives the postcode WF2 7AR

Other names (3)

If you were contacted under any of these names, it is this firm.

Regency Wealth Management Trading name: A name it trades under now.
Regency Financial Planning Former trading name: A name it used to trade under.
Regency Financial Services Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07970712 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 29 February 2012 (14 years old)
Registered office: 17b Appleton Court, Durkar, Wakefield, WF2 7AR, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Daniel Lee Walton	Director	May 1980	29 Feb 2012	5 other companies
Peter James Whittaker	Director	Feb 1983	14 Jul 2022	3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 7
closed down: 2
is FCA-registered: 1

In the full report: all 7 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 1 company these 2 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2020Small company accountsNot audited

Net assets

£2.84m

+22% from £2.34m

Cash at bank

£506k

+7.6% from £471k

Employees (average)

15

−17% from 18

Owed within a year

£1.85m

−7.4% from £2.00m

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07970712. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Regency Wealth’s history from the FCA register and Companies House, newest first.

Key events (3) All events (16)

2016

6 April 2016

Regency Financial Advice Ltd took control (75–100% of shares)

Companies House

2012

26 March 2012

Became an appointed representative

FCA register

29 February 2012

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (3 shown here)
Every director appointment and resignation: 6

Firms connected to Regency Wealth

Other FCA-listed firms that share a director, phone number or address with Regency Wealth. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 1
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same postcode (2)
Who links each one: the named directors, with dates

Firms like Regency Wealth

Other firms of the same type (financial adviser), nearest first.

In Wakefield

Andrassy Parkin Financial Planning LtdWakefieldAppointed representative Bbt Consulting LLPWakefieldAppointed representative Cunnington Wealth LtdWakefieldAppointed representative David RollinWakefieldAppointed representative Dream Home Mortgages LimitedWakefieldAppointed representative GEM Wealth Management LimitedWakefieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Regency Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

7 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 16 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Regency Wealth Ltd FCA authorised?

Regency Wealth Ltd (FRN 578309) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Regency Wealth?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Regency Wealth Ltd (FRN 578309) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Regency Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Regency Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Regency Wealth’s phone number and website?

The FCA register lists the phone number 01924 666600 and the website regencywm.co.uk for Regency Wealth. If you were given different contact details, use these to check with the firm before going any further.

Is Regency Wealth a scam or clone?

Regency Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Regency Wealth?

Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Regency Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Regency Wealth?

Regency Wealth is owned by Regency Financial Advice Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Regency Wealth?

Companies House lists 2 directors of Regency Wealth: Daniel Lee Walton and Peter James Whittaker.

How long has Regency Wealth been in business?

The company was formed on 29 February 2012.

What do Regency Wealth’s latest accounts show?

Its latest accounts, to 31 December 2020, show net assets of £2.84m (+22% from £2.34m) and cash at bank of £506k (+7.6% from £471k).

Does Regency Wealth use any other names?

It trades as Regency Wealth Management. It has previously used 2 other names: Regency Financial Planning and Regency Financial Services.