Reich Insurance Brokers Limited

Reference number: 300416

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When howdengroup.com first appeared online, and whether it can receive email
  • What kind of line 0161 834 8877 is
  • Who else gives the postcode M3 5EQ
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Other names (13)

If you were contacted under any of these names, it is this firm.

  • Reich Construction Trading name
  • Reich Group Trading name
  • Reich Group of Companies Trading name
  • Reich Insurance Trading name
  • Reich Insurance Group Trading name
  • Reich Legal Indemnities Trading name
  • Reich Life Sciences Trading name
  • Reich Private Clients Trading name
  • W B Tidey & Company Limited Former name
  • LJM Former trading name
  • LJM Brokers Former trading name
  • LJM Insurance Former trading name
  • Memorial Protect Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03697314
Company status
Active
Company type
Private limited company
Incorporated
19 January 1999 (27 years old)
Registered office
197 Chapel Street, Salford, Manchester, M3 5EQ
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Raymond Millar Director Mar 1988 5 May 2023 26 other companies
Rachel Margaret Margerson Director Mar 1971 16 Jun 2023 1 other company
Reece Wootten Director May 1991 16 Jun 2023 3 other companies
Graeme Robert Manning Secretary Not published 6 Apr 2023 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
28
closed down
17
are FCA-registered
9

In the full report: all 28 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 9 on the FCA register, including 3 no longer authorised
  • The 1 company these 3 directors run together
  • All 14 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2023Full accountsAudited

Profit before tax

£2.47m

−52% from £5.17m

Net assets

£26.3m

+4.8% from £25.1m

Cash at bank

£3.36m

−65% from £9.56m

Employees (average)

121

+8% from 112

The accounts for the year to 31 March 2023 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £14.7m, for the year to 31 March 2022.

Turnover and profit

In the full report: all 4 years of accounts

  • Every year from 2020 to 2023
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03697314. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Reich Insurance Brokers’s history from the FCA register and Companies House, newest first.

Key events (13) All events (56)

2025

1 March 2025

  • Howden Uk&I Holdings Limited took control (75–100% of shares)
  • Reich Group Limited gave up control

Companies House

2019

11 October 2019

  • Daniel Akiva Lopian no longer holds 25–50% of the votes
  • Reich Group Limited took control (75–100% of shares)
  • Simon Paul Taylor no longer holds 25–50% of the votes

Companies House

2016

6 April 2016

  • Daniel Akiva Lopian gained 25–50% of the votes
  • Simon Paul Taylor gained 25–50% of the votes

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

31 December 2009

  • Changed its registered name from "W B Tidey & Company Limited"

FCA register

2008

18 January 2008

  • Board replaced: both directors left and 2 new directors took over

Companies House

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1999

19 January 1999

  • Incorporated at Companies House

Companies House

In the full report: all 56 events

  • All 56 events in its history (13 shown here)
  • Every director appointment and resignation: 25
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Firms connected to Reich Insurance Brokers

Other FCA-listed firms that share a director, phone number or address with Reich Insurance Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
8
no longer authorised
1
share a director
8

In the full report: all 8 connected firms, named

  • How each is linked: shared directors (8), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Reich Insurance Brokers

Other firms of the same type (insurance broker), nearest first.

In Manchester

Booking.com Distribution B.V.ManchesterAuthorisedMunich Re Risk Solutions IrelandManchesterAuthorisedMunich Re Specialty Insurance (UK) LimitedManchesterAuthorisedCo-op Insurance Services LimitedManchesterAuthorisedUKGlobal Broking Group LimitedManchesterAuthorisedCarfinance247 LimitedManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Reich Insurance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 28 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 56 events in its history
  • 8 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Reich Insurance Brokers Limited FCA authorised?
Yes, Reich Insurance Brokers Limited (FRN 300416) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Reich Insurance Brokers’ phone number and website?
The FCA register lists the phone number 0161 834 8877 and the website howdengroup.com/uk-en/reich-insurance for Reich Insurance Brokers. If you were given different contact details, use these to check with the firm before going any further.
Is Reich Insurance Brokers a scam or clone?
Reich Insurance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Reich Insurance Brokers?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Reich Insurance Brokers to the Financial Ombudsman Service, free of charge.
Who owns Reich Insurance Brokers?
Reich Insurance Brokers is owned by Howden Uk&I Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 March 2025. Before that, it was controlled by Mr Daniel Akiva Lopian, Mr Simon Paul Taylor and Reich Group Limited.
Who runs Reich Insurance Brokers?
Companies House lists 3 directors of Reich Insurance Brokers: Michael Raymond Millar, Rachel Margaret Margerson and Reece Wootten.
How long has Reich Insurance Brokers been in business?
The company was formed on 19 January 1999, and has held its current FCA authorisation since January 2005.
What do Reich Insurance Brokers’ latest accounts show?
Its latest accounts, to 31 March 2023, show profit before tax of £2.47m (−52% from £5.17m) and net assets of £26.3m (+4.8% from £25.1m).
Does Reich Insurance Brokers use any other names?
It trades as Reich Construction, Reich Group, Reich Group of Companies, Reich Insurance and Reich Insurance Group, and 3 more names. It has previously used 5 other names, including W B Tidey & Company Limited, LJM and LJM Brokers.

Sources and links

The full report on Reich Insurance Brokers Limited

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