Reid Financial Planning Limited

Reference number: 990382

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Reid Financial Planning Limited (FRN 990382) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Reid Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Reid Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When partnership.sjp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01700 507038 is
  • Whether EH3 7NS is a shared office: 52 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Jonathan Reid Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC852661
Company status
Active
Company type
Private limited company
Incorporated
18 June 2025 (1 year old)
Registered office
10 Newton Terrace, Charing Cross, Glasgow, G3 7PJ, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Neil Reid Director Oct 1993 18 Jun 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 June 2026Small company accountsNot audited

Net assets

£33.6k

No earlier figure to compare

Cash at bank

£26.0k

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£23.0k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC852661. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Reid Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2025

15 July 2025

  • Changed its registered name from "Jonathan Reid"

FCA register

18 June 2025

  • Incorporated at Companies House
  • Jonathan Neil Reid took control (75–100% of shares)

Companies House

2023

20 January 2023

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Reid Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Edinburgh

Royal College Of Surgeons Of EdinburghEdinburghAppointed representativeAB1 Financial Planning LtdEdinburghAppointed representativeAdam LeechEdinburghAppointed representativeAdrian HangerEdinburghAppointed representativeAlasdair McLeishEdinburghAppointed representativeAlex DockarEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Reid Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 7 events in its history

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Frequently asked questions about this firm

Is Reid Financial Planning Limited FCA authorised?
Reid Financial Planning Limited (FRN 990382) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Reid Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Reid Financial Planning Limited (FRN 990382) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Reid Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Reid Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Reid Financial Planning’s phone number and website?
The FCA register lists the phone number 01700 507038 and the website partnership.sjp.co.uk/partner/reidfinancialplanning for Reid Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Reid Financial Planning a scam or clone?
Reid Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Reid Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Reid Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Reid Financial Planning?
Companies House lists one person with significant control of Reid Financial Planning: Mr Jonathan Neil Reid (75–100% of shares).
Who runs Reid Financial Planning?
Companies House lists one director of Reid Financial Planning: Jonathan Neil Reid.
How long has Reid Financial Planning been in business?
The company was formed on 18 June 2025.
What do Reid Financial Planning’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £33.6k (no earlier figure to compare) and cash at bank of £26.0k (no earlier figure to compare).
Does Reid Financial Planning use any other names?
It has previously used the name Jonathan Reid.

Sources and links

The full report on Reid Financial Planning Limited

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