Reliance Garage (Ryedale) Limited

Reference number: 529841

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Reliance Garage (Ryedale) Limited (FRN 529841) is an AR of Itc Compliance Limited (FRN 313486). When you use Reliance Garage (Ryedale)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Reliance Garage (Ryedale), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When raychapmanmotors.co.uk first appeared online, and whether it can receive email
  • What kind of line +44 019 047 899 789 is
  • Who else gives the postcode YO26 6RA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ray Chapman Motors Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Itc Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 May 1977 (49 years old)
Registered office
Medina House, 2 Station Avenue, Bridlington, East Riding Of Yorkshire, YO16 4LZ
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)

Directors and company secretaries

Name Role Born Appointed Other companies
Duncan Raymond Chapman Director Nov 1971 1 Mar 2006 3 other companies
Nathan James Raymond Chapman Director Jul 1999 1 Jan 2024 2 other companies
Felicity Senga Chapman Director Oct 1946 Not published 2 other companies
Raymond Chapman Director Jun 1944 Not published 3 other companies
Felicity Senga Chapman Secretary Not published Not published 2 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
are FCA-registered
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 3 companies these 4 directors run together
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£127.7m

No earlier figure to compare

Profit before tax

£3.69m

No earlier figure to compare

Net assets

£16.2m

No earlier figure to compare

Cash at bank

£700k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01313672. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Reliance Garage (Ryedale)’s history from the FCA register and Companies House, newest first.

2025

21 November 2025

  • Duncan Raymond Chapman became a part-owner (25–50% of shares)
  • Raymond Chapman stopped being a part-owner

Companies House

2016

6 April 2016

  • Raymond Chapman became a part-owner (25–50% of shares)

Companies House

2010

17 August 2010

  • Became an appointed representative

FCA register

1977

13 May 1977

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Reliance Garage (Ryedale)

Other FCA-listed firms that share a director, phone number or address with Reliance Garage (Ryedale). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2)
  • Who links each one: the named directors, with dates
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Firms like Reliance Garage (Ryedale)

Other firms of the same type (car dealer), nearest first.

In the York (YO) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Reliance Garage (Ryedale)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Reliance Garage (Ryedale) Limited FCA authorised?
Reliance Garage (Ryedale) Limited (FRN 529841) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Reliance Garage (Ryedale)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Reliance Garage (Ryedale) Limited (FRN 529841) is an AR of Itc Compliance Limited (FRN 313486). When you use Reliance Garage (Ryedale)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Reliance Garage (Ryedale), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Reliance Garage (Ryedale)’s phone number and website?
The FCA register lists the phone number +44 019 047 899 789 and the website raychapmanmotors.co.uk for Reliance Garage (Ryedale). If you were given different contact details, use these to check with the firm before going any further.
Is Reliance Garage (Ryedale) a scam or clone?
Reliance Garage (Ryedale) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Reliance Garage (Ryedale)?
Protection works through Itc Compliance Limited, the principal firm responsible for Reliance Garage (Ryedale)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Reliance Garage (Ryedale)?
Companies House lists one person with significant control of Reliance Garage (Ryedale): Mr Duncan Raymond Chapman (25–50% of shares). Before that, it was controlled by Mr Raymond Chapman.
Who runs Reliance Garage (Ryedale)?
Companies House lists 4 directors of Reliance Garage (Ryedale): Duncan Raymond Chapman, Nathan James Raymond Chapman, Felicity Senga Chapman and Raymond Chapman.
How long has Reliance Garage (Ryedale) been in business?
The company was formed on 13 May 1977.
What do Reliance Garage (Ryedale)’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £127.7m (no earlier figure to compare) and profit before tax of £3.69m (no earlier figure to compare).
Does Reliance Garage (Ryedale) use any other names?
It trades as Ray Chapman Motors.

Sources and links

The full report on Reliance Garage (Ryedale) Limited

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