Renaissance Financial Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 5 years
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 31 March 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

renaissancefinancial.co.uk (opens in a new tab)
Phone number

01273 031777
Address

Pacific House, 126 Dyke Road, Brighton, BN1 3TE, United Kingdom

In the full report: 3 background checks

When renaissancefinancial.co.uk first appeared online, and whether it can receive email
What kind of line 01273 031777 is
Who else gives the postcode BN1 3TE

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Arranging (bringing about) deals in investments
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11753236 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 7 January 2019 (7 years old)
Registered office: Pacific House, 126 Dyke Road, Brighton, East Sussex, BN1 3TE, United Kingdom
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Philip Craig Warford	Director	Feb 1971	7 Jan 2019	5 other companies
Francis Keith Jarman	Director	Aug 1960	17 Jul 2019	2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 7
closed down: 2
still active: 5

In the full report: all 7 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Total equity

£48.3k

−14% from £56.1k

Cash at bank

£61.3k

−14% from £70.9k

Employees (average)

2

−50% from 4

Owed within a year

£20.9k

+31% from £16.0k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11753236. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Renaissance Financial’s history from the FCA register and Companies House, newest first.

Key events (7) All events (15)

2021

1 March 2021

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2019

17 July 2019

Deft Holdings Ltd became a part-owner (25–50% of shares)
Philip Craig Warford gave up control
Renaissance Legal Ltd became a part-owner (25–50% of shares)

Companies House

7 January 2019

Incorporated at Companies House
Philip Craig Warford took control (75–100% of shares)

Companies House

In the full report: all 15 events

All 15 events in its history (7 shown here)
Every director appointment and resignation: 6

Firms connected to Renaissance Financial

Other FCA-listed firms that share a director, phone number or address with Renaissance Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Renaissance Financial

Other firms of the same type (financial adviser), nearest first.

In Brighton

Engage Wealth Management LimitedBrightonAuthorised Geoff RowlandBrightonAuthorised Herbert Financial ServicesBrightonAuthorised Howarth Financial LimitedBrightonAuthorised Ian St John HendryBrightonAuthorised McCreath Financial Partners LimitedBrightonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Renaissance Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

7 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 15 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Renaissance Financial Ltd FCA authorised?

Yes, Renaissance Financial Ltd (FRN 933488) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2021 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Renaissance Financial’s phone number and website?

The FCA register lists the phone number 01273 031777 and the website renaissancefinancial.co.uk for Renaissance Financial. If you were given different contact details, use these to check with the firm before going any further.

Is Renaissance Financial a scam or clone?

Renaissance Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Renaissance Financial?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Renaissance Financial to the Financial Ombudsman Service, free of charge.

Who owns Renaissance Financial?

Companies House lists 2 people with significant control of Renaissance Financial: Renaissance Legal Ltd (25–50% of shares) and Deft Holdings Ltd (25–50% of shares). Before that, it was controlled by Mr Philip Craig Warford.

Who runs Renaissance Financial?

Companies House lists 2 directors of Renaissance Financial: Philip Craig Warford and Francis Keith Jarman.

How long has Renaissance Financial been in business?

The company was formed on 7 January 2019, and has held its current FCA authorisation since March 2021.

What do Renaissance Financial’s latest accounts show?

Its latest accounts, to 31 March 2026, show total equity of £48.3k (−14% from £56.1k) and cash at bank of £61.3k (−14% from £70.9k).