Renovation Underwriting Limited
Reference number: 804656
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 31 December 2022
Responsible principal firm
Geo Underwriting Services Limited Reference number: 308400 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Renovation Underwriting Limited (FRN 804656) is an AR of Geo Underwriting Services Limited (FRN 308400). When you use Renovation Underwriting's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Renovation Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
Howard House, 17 Church Street, St. Neots, Cambridgeshire, PE19 2BU, United Kingdom
In the full report: 3 background checks
- When renovationunderwriting.com first appeared online, and whether it can receive email
- What kind of line 01480 478790 is
- Who else gives the postcode PE19 2BU
Other names (1)
If you were contacted under any of these names, it is this firm.
- Renovation U/W Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Geo Underwriting Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11182758 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 February 2018 (8 years old)
- Registered office
- Howard House, 17 Church Street, St. Neots, Cambs, PE19 2BU
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew Haydn Mintern | Director | Sep 1958 | 1 Sep 2023 | 41 other companies |
| ARDONAGH CORPORATE SECRETARY LIMITED | Corporate secretary | Not published | 1 Sep 2023 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 41
- closed down
- 19
- are FCA-registered
- 8
In the full report: all 41 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The 8 on the FCA register, including one no longer authorised
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.22m
No earlier figure to compare
Cash at bank
£4.30m
No earlier figure to compare
Employees (average)
13
No earlier figure to compare
Owed within a year
£5.70m
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 11182758. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Renovation Underwriting’s history from the FCA register and Companies House, newest first.
2023
1 September 2023
- Douglas Edward Brown stopped being a part-owner
Companies House
2021
30 November 2021
- Douglas Edward Brown became a part-owner (25–50% of shares)
- N & W Investments Limited took control (75–100% of shares)
- Porterhouse Brokers LLP gave up control
Companies House
2018
18 April 2018
- Changed its registered name from "Renovation U/W Ltd"
FCA register
21 March 2018
- Became an appointed representative
FCA register
1 February 2018
- Incorporated at Companies House
- Porterhouse Brokers LLP took control (75–100% of shares)
Companies House
In the full report: all 17 events
- All 17 events in its history (8 shown here)
- Every director appointment and resignation: 9
Firms connected to Renovation Underwriting
Other FCA-listed firms that share a director, phone number or address with Renovation Underwriting. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 10
- share a director
- 8
- share its postcode
- 2
In the full report: all 10 connected firms, named
- How each is linked: shared directors (8), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Renovation Underwriting
Other firms of the same type (insurance broker), nearest first.
In St. Neots
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Renovation Underwriting
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 41 other companies its directors have run, named
- 3 background checks on its contact details
- All 17 events in its history
- 10 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Renovation Underwriting Limited FCA authorised?
What does appointed representative mean for Renovation Underwriting?
What is Renovation Underwriting’s phone number and website?
Is Renovation Underwriting a scam or clone?
Is my money safe with Renovation Underwriting?
Who owns Renovation Underwriting?
Who runs Renovation Underwriting?
How long has Renovation Underwriting been in business?
What do Renovation Underwriting’s latest accounts show?
Does Renovation Underwriting use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk