Reside Mortgages Limited
Reference number: 1015186
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 March 2025
- On its latest accounts it owed £5,372 more than it owned
Responsible principal firm
Mortgage Advice Bureau (Derby) Limited Reference number: 466154 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Reside Mortgages Limited (FRN 1015186) is an AR of Mortgage Advice Bureau (Derby) Limited (FRN 466154). When you use Reside Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Reside Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Coppergate House, 10 White's Row, London, E1 7NF, United Kingdom
In the full report: 3 background checks
- When residemortgages.com first appeared online, and whether it can receive email
- What kind of line 020 8079 2719 is
- Who else gives the postcode E1 7NF
Other names (1)
If you were contacted under any of these names, it is this firm.
- Reside Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau (Derby) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15563323 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 14 March 2024 (2 years old)
- Registered office
- Coppergate House, 10 White's Row, London, E1 7NF, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Darren John D'Costa | Director | Jun 1994 | 14 Mar 2024 | 2 other companies |
| David Constantine Donn | Director | Oct 1985 | 14 Mar 2024 | 1 other company |
| Steven Duck | Director | Sep 1988 | 14 Mar 2024 | 1 other company |
| Ravesh Ashvinbhai Patel | Director | Dec 1986 | 1 Feb 2025 | 1 other company |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- run together
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 4 directors run together
Filed accounts and finances
Net assets
−£5,372
No earlier figure to compare
Employees (average)
3
No earlier figure to compare
Owed within a year
£42.7k
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £5,372 more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15563323. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Reside Mortgages’s history from the FCA register and Companies House, newest first.
2025
1 February 2025
- Darren John D'Costa stopped being a part-owner
- David Constantine Donn stopped being a part-owner
- Steven Duck stopped being a part-owner
Companies House
2024
18 July 2024
- Became an appointed representative
FCA register
14 March 2024
- Incorporated at Companies House
- Darren John D'Costa became a part-owner (25–50% of shares)
- David Constantine Donn became a part-owner (25–50% of shares)
- Steven Duck became a part-owner (25–50% of shares)
Companies House
In the full report: all 14 events
- All 14 events in its history (8 shown here)
- Every director appointment and resignation: 4
Firms connected to Reside Mortgages
Other FCA-listed firms that share a director, phone number or address with Reside Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Reside Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Reside Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- All 14 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk