Retail Merchant Services Limited

Reference number: 917317

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When retailmerchantservices.co.uk first appeared online, and whether it can receive email
  • What kind of line 01224 007774 is
  • Who else gives the postcode EC4Y 0DY
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06079704
Company status
Active
Company type
Private limited company
Incorporated
2 February 2007 (19 years old)
Registered office
41 Lothbury, London, EC2R 7HF, United Kingdom
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Thomas Mylrea Lowndes Director Aug 1986 13 Jul 2022 6 other companies
Hanna Elizabeth Seminario Director Oct 1993 2 Nov 2023 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
3
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 4 companies these 2 directors run together
  • All 13 people who have ever been directors, with their dates
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Key dates in its history

Retail Merchant Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (31)

2024

20 December 2024

  • Retail Merchant Group Limited gave up control
  • Teya Europe Ltd. took control (75–100% of shares)

Companies House

2020

11 June 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Retail Merchant Group Limited took control (75–100% of shares)

Companies House

2007

2 February 2007

  • Incorporated at Companies House

Companies House

In the full report: all 31 events

  • All 31 events in its history (6 shown here)
  • Every director appointment and resignation: 23
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Firms connected to Retail Merchant Services

Other FCA-listed firms that share a director, phone number or address with Retail Merchant Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Retail Merchant Services

Other firms of the same type (credit broker), nearest first.

In london

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Retail Merchant Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 31 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Retail Merchant Services Limited FCA authorised?
Yes, Retail Merchant Services Limited (FRN 917317) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2020 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Retail Merchant Services’ phone number and website?
The FCA register lists the phone number 01224 007774 and the website retailmerchantservices.co.uk for Retail Merchant Services. If you were given different contact details, use these to check with the firm before going any further.
Is Retail Merchant Services a scam or clone?
Retail Merchant Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Retail Merchant Services?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Retail Merchant Services handles your money, so check the specific product before you commit. You can also refer complaints about Retail Merchant Services to the Financial Ombudsman Service, free of charge.
Who owns Retail Merchant Services?
Retail Merchant Services is owned by Teya Europe Ltd., which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 20 December 2024. Before that, it was controlled by Retail Merchant Group Limited.
Who runs Retail Merchant Services?
Companies House lists 2 directors of Retail Merchant Services: Thomas Mylrea Lowndes and Hanna Elizabeth Seminario.
How long has Retail Merchant Services been in business?
The company was formed on 2 February 2007, and has held its current FCA authorisation since June 2020.

Sources and links

The full report on Retail Merchant Services Limited

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