ReThink Underwriting Limited

Reference number: 306819

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When rethinkuw.com first appeared online, and whether it can receive email
  • What kind of line 020 7456 9300 is
  • Whether EC3A 5AF is a shared office: 29 other firms give it
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • ReThink Trading name
  • Aqueduct Portfolio Management Limited Former name
  • PMG Financial Services Limited Former name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (6)
  • account@pmgwaihui.com
  • complaint@pmgwaihui.com
  • cs@pmgwaihui.com
  • funds@pmgwaihui.com
  • ib@pmgwaihui.com
  • info@pmgwaihui.com
Fake websites (1)
  • pmgforex.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04217654
Company status
Active
Company type
Private limited company
Incorporated
16 May 2001 (25 years old)
Registered office
One Creechurch Place, London, EC3A 5AF, United Kingdom
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Caroline Sarah Stone Director Feb 1972 21 Dec 2022 None
Richard Malcolm Clapham Director Mar 1964 6 Nov 2024 21 other companies
Paul John Kneafsey Director Oct 1971 8 Feb 2025 6 other companies
Mark Andrew Hudson Director Dec 1967 1 Apr 2026 36 other companies
Aisling Katherine Saunders Secretary Not published 7 Nov 2024 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
55
closed down
37
are FCA-registered
5

In the full report: all 55 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 8 companies these 4 directors run together
  • All 24 people who have ever been directors, with their dates
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Key dates in its history

ReThink Underwriting’s history from the FCA register and Companies House, newest first.

Key events (14) All events (61)

2019

1 October 2019

  • Dual International Limited took control (75–100% of shares)
  • Hyperion X Limited gave up control

Companies House

2018

7 December 2018

  • Changed its registered name from "Aqueduct Portfolio Management Limited"

FCA register

2017

31 August 2017

  • Hyperion X Limited took control (75–100% of shares)
  • Rkh Group Limited gave up control

Companies House

8 May 2017

  • Howden Broking Group Limited gave up control
  • Rkh Group Limited took control (75–100% of shares)

Companies House

3 February 2017

  • Changed its registered name from "PMG Financial Services Limited"

FCA register

2016

6 June 2016

  • Howden Broking Group Limited took control (75–100% of shares)

Companies House

2014

30 October 2014

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2001

16 May 2001

  • Incorporated at Companies House

Companies House

In the full report: all 61 events

  • All 61 events in its history (14 shown here)
  • Every director appointment and resignation: 44
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Firms connected to ReThink Underwriting

Other FCA-listed firms that share a director, phone number or address with ReThink Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like ReThink Underwriting

Other firms of the same type (insurance broker), nearest first.

In London

Amazon EU S.a.r.l.LondonAuthorisedRevolut Travel LtdLondonAuthorisedSantander Insurance Services UK LimitedLondonAuthorisedAon UK LimitedLondonAuthorisedHartford Underwriting Agency LimitedLondonAuthorisedChubb Underwriting Agencies LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ReThink Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 55 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 61 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is ReThink Underwriting Limited FCA authorised?
Yes, ReThink Underwriting Limited (FRN 306819) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is ReThink Underwriting’s phone number and website?
The FCA register lists the phone number 020 7456 9300 and the website rethinkuw.com for ReThink Underwriting. If you were given different contact details, use these to check with the firm before going any further.
Is ReThink Underwriting a scam or clone?
Scammers have impersonated ReThink Underwriting: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for ReThink Underwriting, shown on this page.
Is my money safe with ReThink Underwriting?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about ReThink Underwriting to the Financial Ombudsman Service, free of charge.
Who owns ReThink Underwriting?
ReThink Underwriting is owned by Dual International Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 October 2019. Before that, it was controlled by Howden Broking Group Limited, Rkh Group Limited and Hyperion X Limited.
Who runs ReThink Underwriting?
Companies House lists 4 directors of ReThink Underwriting: Caroline Sarah Stone, Richard Malcolm Clapham, Paul John Kneafsey and Mark Andrew Hudson.
How long has ReThink Underwriting been in business?
The company was formed on 16 May 2001, and has held its current FCA authorisation since January 2005.
Does ReThink Underwriting use any other names?
It trades as ReThink. It has previously used 2 other names: Aqueduct Portfolio Management Limited and PMG Financial Services Limited.

Sources and links

The full report on ReThink Underwriting Limited

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