Reynolds Financial Solutions Ltd

Reference number: 564882

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Reynolds Financial Solutions Ltd (FRN 564882) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Reynolds Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Reynolds Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When reynoldsfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 01527 836643 is
  • Who else gives the postcode B60 3EQ
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Wayne Reynolds Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08195987
Company status
Active
Company type
Private limited company
Incorporated
30 August 2012 (14 years old)
Registered office
Spindle Cottage Dayhouse Bank, Romsley, Halesowen, Worcestershire, B62 0EU, England
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Pension funding (SIC 65300)

Directors and company secretaries

Name Role Born Appointed Other companies
Wayne Andrew Reynolds Director Dec 1968 30 Aug 2012 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

−£4,246

Up £6,149 from −£10.4k

Cash at bank

£22.4k

+33% from £16.8k

Employees (average)

3

Same as 3

Owed within a year

£26.6k

−2.1% from £27.2k

Net assets are negative: on its last balance sheet the company owed £4,246 more than it owned.

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08195987. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Reynolds Financial Solutions’s history from the FCA register and Companies House, newest first.

2016

30 August 2016

  • Wayne Andrew Reynolds took control (75–100% of shares)

Companies House

2013

5 February 2013

  • Changed its registered name from "Wayne Reynolds"

FCA register

2012

30 August 2012

  • Incorporated at Companies House
  • Wayne Andrew Reynolds appointed as a director

Companies House

2011

20 September 2011

  • Became an appointed representative
  • Began trading as "Reynolds Financial Solutions"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Reynolds Financial Solutions

Other firms of the same type (financial adviser), nearest first.

In Bromsgrove

Crystal Finance.Info LtdBromsgroveAppointed representativeHigh House Wealth Management LtdBromsgroveAppointed representativeMap Finance Solutions LimitedBromsgroveAppointed representativeOrca Wealth LtdBromsgroveAppointed representativeAshley Law Bromsgrove LtdBromsgroveAppointed representativeFallon Associates LimitedBromsgroveAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Reynolds Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Reynolds Financial Solutions Ltd FCA authorised?
Reynolds Financial Solutions Ltd (FRN 564882) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Reynolds Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Reynolds Financial Solutions Ltd (FRN 564882) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Reynolds Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Reynolds Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Reynolds Financial Solutions’ phone number and website?
The FCA register lists the phone number 01527 836643 and the website reynoldsfinancial.co.uk for Reynolds Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Reynolds Financial Solutions a scam or clone?
Reynolds Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Reynolds Financial Solutions?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Reynolds Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Reynolds Financial Solutions?
Companies House lists one person with significant control of Reynolds Financial Solutions: Mr Wayne Andrew Reynolds (75–100% of shares).
Who runs Reynolds Financial Solutions?
Companies House lists one director of Reynolds Financial Solutions: Wayne Andrew Reynolds.
How long has Reynolds Financial Solutions been in business?
The company was formed on 30 August 2012.
What do Reynolds Financial Solutions’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of −£4,246 (up £6,149 from −£10.4k) and cash at bank of £22.4k (+33% from £16.8k).
Does Reynolds Financial Solutions use any other names?
It has previously used the name Wayne Reynolds.

Sources and links

The full report on Reynolds Financial Solutions Ltd

£19.99 · Instant PDF download

Loading secure checkout…