Reynolds & Stein Company Ltd.

Reference number: 938367

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When carfinancegenie.co.uk first appeared online, and whether it can receive email
  • What kind of line 01277 583046 is
  • Who else gives the postcode CM12 0EQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Car Finance Genie Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11150103
Company status
Active
Company type
Private limited company
Incorporated
15 January 2018 (8 years old)
Registered office
Unit 5 Lake Meadows Business Park, Woodbrook Crescent, Billericay, CM12 0EQ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Ben Reynolds Director Oct 1992 15 Jan 2018 2 other companies
Daniel Stein Director Jul 1994 15 Jan 2018 1 other company
Connor Stein Director May 1998 17 Oct 2025 None
Geoff Livesey Secretary Not published 1 Nov 2020 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£610k

+92% from £318k

Cash at bank

£456k

+58% from £289k

Employees (average)

30

+30% from 23

Owed within a year

£347k

+44% from £242k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11150103. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Reynolds & Stein Company’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2021

21 May 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

15 January 2018

  • Incorporated at Companies House
  • Ben Reynolds became a part-owner (25–50% of shares)
  • Daniel Stein became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Reynolds & Stein Company

Other FCA-listed firms that share a director, phone number or address with Reynolds & Stein Company. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Reynolds & Stein Company

Other firms of the same type (credit broker), nearest first.

In Billericay

future finance & leasing limitedBillericayAuthorisedHighland Business Finance LimitedBillericayAuthorisedRaymond Richard PageBillericayAuthorisedLove Beauty Training LimitedBillericayAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Reynolds & Stein Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Reynolds & Stein Company Ltd. FCA authorised?
Yes, Reynolds & Stein Company Ltd. (FRN 938367) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2021 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Reynolds & Stein Company’s phone number and website?
The FCA register lists the phone number 01277 583046 and the website carfinancegenie.co.uk for Reynolds & Stein Company. If you were given different contact details, use these to check with the firm before going any further.
Is Reynolds & Stein Company a scam or clone?
Reynolds & Stein Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Reynolds & Stein Company?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Reynolds & Stein Company handles your money, so check the specific product before you commit. You can also refer complaints about Reynolds & Stein Company to the Financial Ombudsman Service, free of charge.
Who owns Reynolds & Stein Company?
Companies House lists 2 people with significant control of Reynolds & Stein Company: Mr Ben Reynolds (25–50% of shares) and Mr Daniel Stein (25–50% of shares).
Who runs Reynolds & Stein Company?
Companies House lists 3 directors of Reynolds & Stein Company: Ben Reynolds, Daniel Stein and Connor Stein.
How long has Reynolds & Stein Company been in business?
The company was formed on 15 January 2018, and has held its current FCA authorisation since May 2021.
What do Reynolds & Stein Company’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £610k (+92% from £318k) and cash at bank of £456k (+58% from £289k).
Does Reynolds & Stein Company use any other names?
It trades as Car Finance Genie.

Sources and links

The full report on Reynolds & Stein Company Ltd.

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