RF Mortgage Solutions Ltd
Reference number: 1013076
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 31 January 2025
Responsible principal firm
First Complete Limited Reference number: 435779 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- RF Mortgage Solutions Ltd (FRN 1013076) is an AR of First Complete Limited (FRN 435779). When you use RF Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from RF Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Suite 2068, Letraset Building, Wotton Road, Ashford, Kent, TN23 6LN, United Kingdom
In the full report: 3 background checks
- When rfmortgagesolutions.co.uk first appeared online, and whether it can receive email
- What kind of line 07957 194532 is
- Who else gives the postcode TN23 6LN
FCA permissions and consumer protection
- Protection through the principal firmProtection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11176859 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 January 2018 (8 years old)
- Registered office
- Suite 2068 Letraset Building, Wotton Road, Ashford, Kent, TN23 6LN, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard Forgione | Director | Aug 1975 | 30 Jan 2018 | None |
| Richard Forgione | Secretary | Not published | 30 Jan 2018 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£1,542
−72% from £5,426
Cash at bank
£2,639
−68% from £8,255
Employees (average)
1
Same as 1
Owed within a year
£1,656
−72% from £5,968
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11176859. Figures are exactly as filed; nothing is estimated.
Key dates in its history
RF Mortgage Solutions’s history from the FCA register and Companies House, newest first.
2024
29 May 2024
- Became an appointed representative
FCA register
2018
30 January 2018
- Incorporated at Companies House
- Richard Forgione took control (75–100% of shares)
- Richard Forgione appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to RF Mortgage Solutions
Other FCA-listed firms that share a director, phone number or address with RF Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like RF Mortgage Solutions
Other firms of the same type (mortgage adviser or broker), nearest first.
In Ashford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on RF Mortgage Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 4 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is RF Mortgage Solutions Ltd FCA authorised?
What does appointed representative mean for RF Mortgage Solutions?
What is RF Mortgage Solutions’ phone number and website?
Is RF Mortgage Solutions a scam or clone?
Is my money safe with RF Mortgage Solutions?
Who owns RF Mortgage Solutions?
Who runs RF Mortgage Solutions?
How long has RF Mortgage Solutions been in business?
What do RF Mortgage Solutions’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk