Rfw Ltd

Reference number: 743376

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rfwheating.co.uk first appeared online, and whether it can receive email
  • What kind of line 07776 147570 is
  • Who else gives the postcode SO31 5QA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • RFW PLUMBING AND HEATING LTD Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 August 2004 (22 years old)
Registered office
21 The Sidings, Hound Road, Netley Abbey, Southampton, SO31 5QA, England
Nature of business
  • Plumbing, heat and air-conditioning installation (SIC 43220)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Francis Wagstaffe Director May 1967 3 Nov 2004 None
Richard Wagstaffe Secretary Not published 16 May 2023 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£124k

+8.2% from £115k

Cash at bank

£108k

+49% from £72.5k

Employees (average)

9

Same as 9

Owed within a year

£118k

+97% from £59.8k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05212648. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Rfw’s history from the FCA register and Companies House, newest first.

2023

27 October 2023

  • Changed its registered name from "RFW PLUMBING AND HEATING LTD"

FCA register

10 July 2023

  • Karen Wagstaffe became a part-owner (25–50% of shares)

Companies House

2016

1 November 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Richard Wagstaffe became a part-owner (25–50% of shares)

Companies House

2004

23 August 2004

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Rfw

Other FCA-listed firms that share a director, phone number or address with Rfw. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Rfw

Other firms of the same type (home improvement or trades), nearest first.

In Southampton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Rfw

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Rfw Ltd FCA authorised?
Yes, Rfw Ltd (FRN 743376) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2016 and works as a home improvement or trades. The FCA has placed no limits on its permissions.
What is Rfw’s phone number and website?
The FCA register lists the phone number 07776 147570 and the website rfwheating.co.uk for Rfw. If you were given different contact details, use these to check with the firm before going any further.
Is Rfw a scam or clone?
Rfw is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rfw?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Rfw handles your money, so check the specific product before you commit. You can also refer complaints about Rfw to the Financial Ombudsman Service, free of charge.
Who owns Rfw?
Companies House lists 2 people with significant control of Rfw: Mr Richard Wagstaffe (25–50% of shares) and Mrs Karen Wagstaffe (25–50% of shares).
Who runs Rfw?
Companies House lists one director of Rfw: Richard Francis Wagstaffe.
How long has Rfw been in business?
The company was formed on 23 August 2004, and has held its current FCA authorisation since November 2016.
What do Rfw’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £124k (+8.2% from £115k) and cash at bank of £108k (+49% from £72.5k).
Does Rfw use any other names?
It has previously used the name RFW PLUMBING AND HEATING LTD.

Sources and links

The full report on Rfw Ltd

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