Ri Cruden Limited
Reference number: 1010242
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 31 July 2025
Responsible principal firm
Switcha Limited Reference number: 828963 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- RI CRUDEN LIMITED (FRN 1010242) introduces customers to Switcha Limited (FRN 828963). Any regulated advice or arranging is done by the principal, not RI CRUDEN.
- Example: if RI CRUDEN refers you to a financial adviser, the advice should come from the principal firm, not from RI CRUDEN itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
R I Cruden Ltd, 12-14 Seafield Road, Inverness, Highland, IV1 1SG, United Kingdom
In the full report: 3 background checks
- When ricruden.net first appeared online, and whether it can receive email
- What kind of line 01463 220900 is
- Who else gives the postcode IV1 1SG
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Switcha Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC420778 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 March 2012 (14 years old)
- Registered office
- Renewable Innovation Centre, 12 - 14 Seafield Road, Inverness, IV1 1SG, Scotland
- Nature of business
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- Plumbing, heat and air-conditioning installation (SIC 43220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Rory Cruden | Director | Nov 1987 | 30 Mar 2012 | None |
| Callum Cruden | Director | Nov 1990 | 1 Aug 2015 | None |
| Donald Campbell Forsyth | Director | Apr 1961 | 1 Apr 2022 | 11 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 11
- closed down
- 2
- still active
- 9
In the full report: all 11 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.65m
+3.6% from £1.59m
Cash at bank
£833k
+133% from £357k
Employees (average)
68
+24% from 55
Owed within a year
£2.03m
+69% from £1.20m
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company SC420778. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Ri Cruden’s history from the FCA register and Companies House, newest first.
2024
7 March 2024
- Became an introducer appointed representative
FCA register
2022
7 July 2022
- Calander Capital Limited took control (75–100% of shares)
- Callum Cruden stopped being a part-owner
- Ian Cruden no longer has significant control
- Rory Cruden no longer has significant control
Companies House
2021
6 April 2021
- Callum Cruden became a part-owner (25–50% of shares)
- Callum Cruden stopped being a part-owner
Companies House
2017
1 August 2017
- Callum Cruden became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Ian Cruden gained significant control
- Rory Cruden gained significant control
Companies House
2012
30 March 2012
- Incorporated at Companies House
Companies House
In the full report: all 16 events
- All 16 events in its history (11 shown here)
- Every director appointment and resignation: 5
Firms connected to Ri Cruden
Other FCA-listed firms that share a director, phone number or address with Ri Cruden. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Ri Cruden
Other firms of the same type (home improvement or trades), nearest first.
In Inverness
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ri Cruden
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 11 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 16 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk