Richard Hardie Limited

Reference number: 452360

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 20 years
Protected through the principal
No FCA actions
Active company since 1972
Accounts filed up to 30 June 2025

Responsible principal firm

Itc Compliance Limited Reference number: 313486 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Richard Hardie Limited (FRN 452360) is an AR of Itc Compliance Limited (FRN 313486). When you use Richard Hardie's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Richard Hardie, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

richardhardie.co.uk (opens in a new tab)
Phone number

0191 548 8811
Address

Trafford Road, Southwick, Sunderland, Tyne and Wear, SR5 2DA, United Kingdom

In the full report: 3 background checks

When richardhardie.co.uk first appeared online, and whether it can receive email
What kind of line 0191 548 8811 is
Who else gives the postcode SR5 2DA

Other names (1)

If you were contacted under any of these names, it is this firm.

Richard Hardie Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Itc Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 01055767 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 24 May 1972 (54 years old)
Registered office: Bittern Close, Silverlink Retail Park, Newcastle, NE28 9ND, England
Nature of business: Sale of new cars and light motor vehicles (SIC 45111)
Sale of used cars and light motor vehicles (SIC 45112)
Maintenance and repair of motor vehicles (SIC 45200)
Retail trade of motor vehicle parts and accessories (SIC 45320)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Bernadette Hardie	Director	Oct 1949	1 Apr 1995	1 other company
Nicholas Richard Hardie	Director	Sep 1976	24 Sep 2006	1 other company
Rachel Luke	Director	May 1982	10 Mar 2017	None
Richard Philip Hardie	Director	Nov 1951	Not published	6 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 7
closed down: 1
run together: 1

In the full report: all 7 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 4 directors run together
All 6 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 June 2025Full accountsAudited

Turnover

£21.4m

Not compared: the previous accounts cover a different length of time

Profit before tax

−£130k

Not compared: the previous accounts cover a different length of time

Net assets

£2.16m

−15% from £2.54m

Cash at bank

£185k

+109% from £88.5k

The previous accounts cover 18 months, so turnover and profit are not compared with them.

Turnover and profit

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01055767. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Richard Hardie’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2016

6 April 2016

Nicholas Richard Hardie became a part-owner (25–50% of shares)
Richard Philip Hardie became a part-owner (25–50% of shares)

Companies House

2015

20 July 2015

Changed its registered name from "Richard Hardie Ltd"

FCA register

24 March 2015

Changed its registered name from "Richard Hardie Limited"

FCA register

2006

30 May 2006

Became an appointed representative

FCA register

1972

24 May 1972

Incorporated at Companies House

Companies House

In the full report: all 13 events

All 13 events in its history (6 shown here)
Every director appointment and resignation: 6

Firms like Richard Hardie

Other firms of the same type (car dealer), nearest first.

In Sunderland

Boyce Cars LimitedSunderlandAppointed representative Comvex Plant & Machinery LtdSunderlandAppointed representative Top Quality Cars Auto LtdSunderlandAppointed representative Nissan Motor Manufacturing (UK) LimitedSunderlandAuthorised Auto Sales North East LtdSunderlandAuthorised Autosmith N.E LimitedSunderlandAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Richard Hardie

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

7 other companies its directors have run, named
3 background checks on its contact details
All 13 events in its history

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Frequently asked questions about this firm

Is Richard Hardie Limited FCA authorised?

Richard Hardie Limited (FRN 452360) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Richard Hardie?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Richard Hardie Limited (FRN 452360) is an AR of Itc Compliance Limited (FRN 313486). When you use Richard Hardie's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Richard Hardie, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Richard Hardie’s phone number and website?

The FCA register lists the phone number 0191 548 8811 and the website richardhardie.co.uk for Richard Hardie. If you were given different contact details, use these to check with the firm before going any further.

Is Richard Hardie a scam or clone?

Richard Hardie is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Richard Hardie?

Protection works through Itc Compliance Limited, the principal firm responsible for Richard Hardie's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Richard Hardie?

Companies House lists 2 people with significant control of Richard Hardie: Mr Richard Philip Hardie (25–50% of shares) and Mr Nicholas Richard Hardie (25–50% of shares).

Who runs Richard Hardie?

Companies House lists 4 directors of Richard Hardie: Bernadette Hardie, Nicholas Richard Hardie, Rachel Luke and Richard Philip Hardie.

How long has Richard Hardie been in business?

The company was formed on 24 May 1972.

What do Richard Hardie’s latest accounts show?

Its latest accounts, to 30 June 2025, show turnover of £21.4m (not compared: the previous accounts cover a different length of time) and profit before tax of −£130k (not compared: the previous accounts cover a different length of time).

Does Richard Hardie use any other names?

It has previously used the name Richard Hardie Ltd.

Sources and links

Its entry on the FCA register register.fca.org.uk
Its Companies House record gov.uk
Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
Report a scam to the FCA fca.org.uk