Richard Keen (Insurance Brokers) Limited

Reference number: 116686

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When keeninsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01639 646464 is
  • Who else gives the postcode SA11 1RN
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Keen Insurance Trading name
  • Keen Investments Trading name
  • Keen Business Insurance Former trading name
  • Keen Private Insurance Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01400374
Company status
Active
Company type
Private limited company
Incorporated
16 November 1978 (47 years old)
Registered office
Security House, 48 The Parade, Neath, SA11 1RN
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Gareth Richard Keen Director Aug 1968 6 Jul 1992 5 other companies
Dawn Lorrain Rattenbury Director Feb 1963 24 Mar 1994 None
Dawn Lorrain Rattenbury Secretary Not published 7 Oct 2011 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
still active
3

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Full accountsNot audited

Net assets

£685k

<1% from £688k

Cash at bank

£167k

−37% from £266k

Owed within a year

£458k

−9.9% from £508k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 01400374. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Richard Keen (Insurance Brokers)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (35)

2016

6 April 2016

  • Gareth Richard Keen took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1999

19 February 1999

  • Regulated by the Personal Investment Authority from this date

FCA register

1978

16 November 1978

  • Incorporated at Companies House

Companies House

In the full report: all 35 events

  • All 35 events in its history (6 shown here)
  • Every director appointment and resignation: 18
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Firms like Richard Keen (Insurance Brokers)

Other firms of the same type (financial adviser), nearest first.

In Neath

Howard Evans Financial Services LimitedNeathAuthorisedSteven DaviesNeathAppointed representative

In the Swansea (SA) postcode area

Affinity Financial Management LimitedCarmarthenAuthorisedAJH Financial Services LtdSwanseaAuthorisedAled Williams Financial Management LtdSwanseaAuthorisedAlexander Douglas LimitedSwanseaAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Richard Keen (Insurance Brokers)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 35 events in its history

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Frequently asked questions about this firm

Is Richard Keen (Insurance Brokers) Limited FCA authorised?
Yes, Richard Keen (Insurance Brokers) Limited (FRN 116686) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Richard Keen (Insurance Brokers)’s phone number and website?
The FCA register lists the phone number 01639 646464 and the website keeninsurance.co.uk for Richard Keen (Insurance Brokers). If you were given different contact details, use these to check with the firm before going any further.
Is Richard Keen (Insurance Brokers) a scam or clone?
Richard Keen (Insurance Brokers) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Richard Keen (Insurance Brokers)?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Richard Keen (Insurance Brokers) to the Financial Ombudsman Service, free of charge.
Who owns Richard Keen (Insurance Brokers)?
Companies House lists one person with significant control of Richard Keen (Insurance Brokers): Mr Gareth Richard Keen (75–100% of shares).
Who runs Richard Keen (Insurance Brokers)?
Companies House lists 2 directors of Richard Keen (Insurance Brokers): Gareth Richard Keen and Dawn Lorrain Rattenbury.
How long has Richard Keen (Insurance Brokers) been in business?
The company was formed on 16 November 1978, and has held its current FCA authorisation since December 2001.
What do Richard Keen (Insurance Brokers)’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £685k (<1% from £688k) and cash at bank of £167k (−37% from £266k).
Does Richard Keen (Insurance Brokers) use any other names?
It trades as Keen Insurance and Keen Investments. It has previously used 2 other names: Keen Business Insurance and Keen Private Insurance.

Sources and links

The full report on Richard Keen (Insurance Brokers) Limited

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