Richard Pearce Wealth Management Ltd

Reference number: 929218

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Richard Pearce Wealth Management Ltd (FRN 929218) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Richard Pearce Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Richard Pearce Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When richardpearcewealthmanagement.co.uk first appeared online, and whether it can receive email
  • What kind of line 07545 304966 is
  • Who else gives the postcode SP11 6GB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Richard Pearce Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14307652
Company status
Active
Company type
Private limited company
Incorporated
19 August 2022 (4 years old)
Registered office
43 Barley Road, Andover, SP11 6GB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Chloe Teresa Pearce Director May 1995 19 Aug 2022 None
Richard Christopher Kenneth James Pearce Director Dec 1981 19 Aug 2022 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 August 2025Abridged accountsNot audited

Net assets

£97.7k

+7.6% from £90.7k

Employees (average)

2

+100% from 1

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14307652. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Richard Pearce Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2022

26 August 2022

  • Changed its registered name from "Richard Pearce"

FCA register

19 August 2022

  • Incorporated at Companies House
  • Chloe Teresa Pearce became a part-owner (25–50% of shares)
  • Richard Christopher Kenneth James Pearce became the majority owner (50–75% of shares)

Companies House

2020

6 July 2020

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Richard Pearce Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Andover

Colin WhitehouseAndoverAppointed representativeHolberg LimitedAndoverAppointed representativeKingsmead Wealth LtdAndoverAppointed representativeMartyn LloydAndoverAppointed representativeTemplegate Financial Planning LtdAndoverAppointed representativeCMD Independent Financial Advisers LimitedAndoverAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Richard Pearce Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is Richard Pearce Wealth Management Ltd FCA authorised?
Richard Pearce Wealth Management Ltd (FRN 929218) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Richard Pearce Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Richard Pearce Wealth Management Ltd (FRN 929218) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Richard Pearce Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Richard Pearce Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Richard Pearce Wealth Management’s phone number and website?
The FCA register lists the phone number 07545 304966 and the website richardpearcewealthmanagement.co.uk for Richard Pearce Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Richard Pearce Wealth Management a scam or clone?
Richard Pearce Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Richard Pearce Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Richard Pearce Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Richard Pearce Wealth Management?
Companies House lists 2 people with significant control of Richard Pearce Wealth Management: Mr Richard Christopher Kenneth James Pearce (50–75% of shares) and Mrs Chloe Teresa Pearce (25–50% of shares).
Who runs Richard Pearce Wealth Management?
Companies House lists 2 directors of Richard Pearce Wealth Management: Chloe Teresa Pearce and Richard Christopher Kenneth James Pearce.
How long has Richard Pearce Wealth Management been in business?
The company was formed on 19 August 2022.
What do Richard Pearce Wealth Management’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £97.7k (+7.6% from £90.7k).
Does Richard Pearce Wealth Management use any other names?
It has previously used the name Richard Pearce.

Sources and links

The full report on Richard Pearce Wealth Management Ltd

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