Richard Stilgoe Limited
Reference number: 515145
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 16 years
- Protected through the principal
- No FCA actions
- Active company since 2008
- Accounts filed up to 30 December 2025
- 2 things worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Richard Stilgoe Limited (FRN 515145) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Richard Stilgoe's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Richard Stilgoe, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
One Central Boulevard, Blythe Valley Park, Solihull, B90 8BG, United Kingdom
In the full report: 3 background checks, 2 things worth a closer look
- When stilgoefm.co.uk first appeared online, and whether it can receive email
- What kind of line 0121 758 9980 is
- Whether B90 8BG is a shared office: 44 other firms give it
Other names (2)
If you were contacted under any of these names, it is this firm.
- Stilgoe Financial Management Trading name: A name it trades under now.
- Richard Stilgoe Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06480888 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 January 2008 (18 years old)
- Registered office
- The Oakley, Kidderminster Road, Droitwich, Worcestershire, WR9 9AY, United Kingdom
- Nature of business
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- Life insurance (SIC 65110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard David William Stilgoe | Director | May 1973 | 23 Jan 2008 | None |
| Wendy Joyce Stilgoe | Secretary | Not published | 23 Jan 2008 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Net assets
£66.4k
−63% from £181k
Cash at bank
£674
Up £307 from £367
Owed within a year
£344k
+12% from £306k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 06480888. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Richard Stilgoe’s history from the FCA register and Companies House, newest first.
2022
2 September 2022
- Changed its registered name from "Richard Stilgoe"
FCA register
2017
12 February 2017
- Richard David William Stilgoe gave up control
- Richard David William Stilgoe took control (75–100% of shares)
Companies House
2016
6 April 2016
- Richard David William Stilgoe took control (75–100% of shares)
Companies House
2010
15 January 2010
- Began trading as "Stilgoe Financial Management"
FCA register
2009
23 December 2009
- Became an appointed representative
FCA register
2008
23 January 2008
- Incorporated at Companies House
- Richard David William Stilgoe appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Richard Stilgoe
Other firms of the same type (financial adviser), nearest first.
In Solihull
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Richard Stilgoe
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 2 flagged
- 6 years of accounts, charted
- All 8 events in its history
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Frequently asked questions about this firm
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Does Richard Stilgoe use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk