Richardson's Financial Ltd

Reference number: 1013322

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

New Leaf Distribution Limited Reference number: 460421 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Richardson's Financial Ltd (FRN 1013322) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Richardson's Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Richardson's Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01702 431130

    Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.

  • Address

    52 Nailsea Park, Nailsea, Bristol, North Somerset, BS48 1BB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01702 431130 is, and the 152 other firms that give it
  • Who else gives the postcode BS48 1BB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15526564
Company status
Active
Company type
Private limited company
Incorporated
27 February 2024 (2 years old)
Registered office
52 Nailsea Park, Nailsea, Bristol, BS48 1BB, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicola Anne Richardson Director May 1967 27 Feb 2024 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
still active
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

−£5,636

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£5,156

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £5,636 more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15526564. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Richardson's Financial’s history from the FCA register and Companies House, newest first.

2024

7 June 2024

  • Became an appointed representative

FCA register

27 February 2024

  • Incorporated at Companies House
  • Nicola Anne Richardson took control (75–100% of shares)
  • Nicola Anne Richardson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Richardson's Financial

Other FCA-listed firms that share a director, phone number or address with Richardson's Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share its phone number
12

In the full report: all 12 connected firms, named

  • How each is linked: the same phone number (12)
  • Who links each one: the named directors, with dates
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Firms like Richardson's Financial

Other firms of the same type (financial adviser), nearest first.

In Bristol

Aisa Retirement Planning LLPBristolAppointed representativeAlma Vale Wealth Management LimitedBristolAppointed representativeAndow Ellis LimitedBristolAppointed representativeAndrew LawrenceBristolAppointed representativeAndrew Paul ZbijowskiBristolAppointed representativeAnn ReederBristolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Richardson's Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Richardson's Financial Ltd FCA authorised?
Richardson's Financial Ltd (FRN 1013322) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Richardson's Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Richardson's Financial Ltd (FRN 1013322) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Richardson's Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Richardson's Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Richardson's Financial’s phone number?
The FCA register lists the phone number 01702 431130 for Richardson's Financial. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 152 other FCA firms, one of which is no longer authorised.
Is Richardson's Financial a scam or clone?
Richardson's Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Richardson's Financial?
Protection works through New Leaf Distribution Limited, the principal firm responsible for Richardson's Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Richardson's Financial?
Companies House lists one person with significant control of Richardson's Financial: Mrs Nicola Anne Richardson (75–100% of shares).
Who runs Richardson's Financial?
Companies House lists one director of Richardson's Financial: Nicola Anne Richardson.
How long has Richardson's Financial been in business?
The company was formed on 27 February 2024.
What do Richardson's Financial’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of −£5,636 (no earlier figure to compare).

Sources and links

The full report on Richardson's Financial Ltd

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