Richdale Brokers and Financial Services Ltd.

Reference number: 769876

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When richdale.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7781 8019 is, and the other firm that gives it
  • Whether EC3V 3ND is a shared office: 24 other firms give it
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Other names (13)

If you were contacted under any of these names, it is this firm.

  • Atasure Trading name
  • Richdale Trading name
  • SP Mortgages Trading name
  • SP Mortgages M/C Trading name
  • Sterling Finance Group Trading name
  • Woodpark Finance Trading name
  • Comas Insurance Brokers Former trading name
  • Prestige Funding Former trading name
  • RA Financial Services Former trading name
  • Richdale Consultants Former trading name
  • Star Brokers Former trading name
  • Star Insurance Brokers Former trading name
  • T&T Finance Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (17 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Adjusting
  • Debt Administration
  • Debt-collecting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10022067
Company status
Active
Company type
Private limited company
Incorporated
23 February 2016 (10 years old)
Registered office
1 Cornhill, London, EC3V 3ND, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Jacob Bernstein Director May 1991 23 Feb 2016 8 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
2
are FCA-registered
3

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£100k

+77% from £56.4k

Cash at bank

£58.9k

−69% from £189k

Employees (average)

0

Same as 0

Owed within a year

£191k

−49% from £374k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10022067. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Richdale Brokers and Financial Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (27)

2020

31 January 2020

  • Jacob Bernstein gave up control
  • Richdale Holdings Limited took control (75–100% of shares)

Companies House

2017

2 May 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

3 February 2017

  • Jacob Bernstein took control (75–100% of shares)

Companies House

2016

23 February 2016

  • Incorporated at Companies House

Companies House

In the full report: all 27 events

  • All 27 events in its history (6 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Richdale Brokers and Financial Services

Other FCA-listed firms that share a director, phone number or address with Richdale Brokers and Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Richdale Brokers and Financial Services

Other firms of the same type (lender), nearest first.

In London

Klarna Financial Services UK LimitedLondonAuthorisedAffirm U.K. LimitedLondonAuthorisedGlaxosmithkline Services UnlimitedLondonAuthorisedGoldsmiths University of LondonLondonAuthorisedPershing Securities LimitedLondonAuthorisedClydesdale Financial Services LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Richdale Brokers and Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 27 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Richdale Brokers and Financial Services Ltd. FCA authorised?
Yes, Richdale Brokers and Financial Services Ltd. (FRN 769876) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2017 and works as a lender. The FCA has placed no limits on its permissions.
What is Richdale Brokers and Financial Services’ phone number and website?
The FCA register lists the phone number 020 7781 8019 and the website richdale.co.uk for Richdale Brokers and Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Richdale Brokers and Financial Services a scam or clone?
Richdale Brokers and Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Richdale Brokers and Financial Services?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Richdale Brokers and Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Richdale Brokers and Financial Services?
Richdale Brokers and Financial Services is owned by Richdale Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 January 2020. Before that, it was controlled by Mr Jacob Bernstein.
Who runs Richdale Brokers and Financial Services?
Companies House lists one director of Richdale Brokers and Financial Services: Jacob Bernstein.
How long has Richdale Brokers and Financial Services been in business?
The company was formed on 23 February 2016, and has held its current FCA authorisation since May 2017.
What do Richdale Brokers and Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £100k (+77% from £56.4k) and cash at bank of £58.9k (−69% from £189k).
Does Richdale Brokers and Financial Services use any other names?
It trades as Atasure, Richdale, SP Mortgages, SP Mortgages M/C and Sterling Finance Group, and 1 more names. It has previously used 7 other names, including Comas Insurance Brokers, Prestige Funding and RA Financial Services.

Sources and links

The full report on Richdale Brokers and Financial Services Ltd.

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