Ridley Financial Advisers Limited

Reference number: 923728

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ridley Financial Advisers Limited (FRN 923728) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Ridley Financial Advisers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ridley Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When stuartridley.2plan.com first appeared online, and whether it can receive email
  • What kind of line 01386 45787 is
  • Who else gives the postcode WR11 2PA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Stuart Ridley IFA Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
06713237
Company status
Active
Company type
Private limited company
Incorporated
2 October 2008 (18 years old)
Registered office
12 Chestnut Close, Evesham, Worcestershire, WR11 2PA
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Stuart Paul Ridley Director Jul 1965 2 Oct 2008 1 other company
Ann-Marie Ridley Director Sep 1966 6 Apr 2014 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Total equity

£223

Down £355 from £578

Employees (average)

2

Same as 2

Owed within a year

£27.1k

+92% from £14.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06713237. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ridley Financial Advisers’s history from the FCA register and Companies House, newest first.

2022

23 February 2022

  • Changed its registered name from "Stuart Ridley IFA Limited"

FCA register

2020

1 April 2020

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Stuart Paul Ridley became the majority owner (50–75% of shares)

Companies House

2014

6 April 2014

  • Ann-Marie Ridley appointed as a director

Companies House

2008

2 October 2008

  • Incorporated at Companies House
  • Stuart Paul Ridley appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Ridley Financial Advisers

Other firms of the same type (financial adviser), nearest first.

In Evesham

James Macnaughton Wealth Management LtdEveshamAppointed representativeThe Wealth Group LimitedEveshamAuthorised

In the Worcester (WR) postcode area

Abacus Research LLPMalvernAppointed representativeAdrian YatesWorcesterAppointed representativeBlue Sky Finance LimitedPershoreAppointed representativeFeldon Wealth Management LimitedWorcesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ridley Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Ridley Financial Advisers Limited FCA authorised?
Ridley Financial Advisers Limited (FRN 923728) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ridley Financial Advisers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ridley Financial Advisers Limited (FRN 923728) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Ridley Financial Advisers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ridley Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ridley Financial Advisers’ phone number and website?
The FCA register lists the phone number 01386 45787 and the website stuartridley.2plan.com for Ridley Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is Ridley Financial Advisers a scam or clone?
Ridley Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ridley Financial Advisers?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Ridley Financial Advisers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ridley Financial Advisers?
Companies House lists one person with significant control of Ridley Financial Advisers: Mr Stuart Paul Ridley (50–75% of shares).
Who runs Ridley Financial Advisers?
Companies House lists 2 directors of Ridley Financial Advisers: Stuart Paul Ridley and Ann-Marie Ridley.
How long has Ridley Financial Advisers been in business?
The company was formed on 2 October 2008.
What do Ridley Financial Advisers’ latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £223 (down £355 from £578).
Does Ridley Financial Advisers use any other names?
It has previously used the name Stuart Ridley IFA Limited.

Sources and links

The full report on Ridley Financial Advisers Limited

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