Right Lender Ltd

Reference number: 1062161

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Right Lender Ltd (FRN 1062161) is an AR of HL Partnership Limited (FRN 303397). When you use Right Lender's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Right Lender, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0333 050 5520

  • Address

    1 Plough Lane, Shefford, Central Bedfordshire, SG17 5GF, United Kingdom

In the full report: 2 background checks

  • What kind of line 0333 050 5520 is
  • Who else gives the postcode SG17 5GF
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • AgreementInPrinciple Trading name
  • DecisionInPrinciple Trading name
  • MortgageAgreement Trading name
  • MortgageCertificate Trading name
  • Right Protection Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17332659
Company status
Active
Company type
Private limited company
Incorporated
10 July 2026 (less than a year old)
Registered office
Lothing House 7 Quay View Business Park, Barnards Way, Lowestoft, Suffolk, NR32 2HD, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Martin Jonathan Doy Director Mar 1980 10 Jul 2026 None
Justyna Ferra Director Jul 1983 10 Jul 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

Right Lender’s history from the FCA register and Companies House, newest first.

Key events (4) All events (14)

2026

24 August 2026

  • Became an appointed representative

FCA register

10 July 2026

  • Incorporated at Companies House
  • Justyna Ferra became a part-owner (25–50% of shares)
  • Martin Jonathan Doy became a part-owner (25–50% of shares)

Companies House

In the full report: all 14 events

  • All 14 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Right Lender

Other firms of the same type (mortgage adviser or broker), nearest first.

In Shefford

Dawn OlneySheffordAppointed representativeHudson Financial Solutions LimitedSheffordAppointed representativeMatthew GoodaSheffordAppointed representativeMortgage Quest Hitchin LimitedSheffordAppointed representativeNigel KirkhamSheffordAppointed representativeBoudicas Land LTDSheffordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Right Lender

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 14 events in its history

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Frequently asked questions about this firm

Is Right Lender Ltd FCA authorised?
Right Lender Ltd (FRN 1062161) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Right Lender?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Right Lender Ltd (FRN 1062161) is an AR of HL Partnership Limited (FRN 303397). When you use Right Lender's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Right Lender, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Right Lender’s phone number?
The FCA register lists the phone number 0333 050 5520 for Right Lender. If you were given different contact details, use these to check with the firm before going any further.
Is Right Lender a scam or clone?
Right Lender is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Right Lender?
Protection works through HL Partnership Limited, the principal firm responsible for Right Lender's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Right Lender?
Companies House lists 2 people with significant control of Right Lender: Mrs Justyna Ferra (25–50% of shares) and Mr Martin Jonathan Doy (25–50% of shares).
Who runs Right Lender?
Companies House lists 2 directors of Right Lender: Martin Jonathan Doy and Justyna Ferra.
How long has Right Lender been in business?
The company was formed on 10 July 2026.
Does Right Lender use any other names?
It trades as AgreementInPrinciple, DecisionInPrinciple, MortgageAgreement, MortgageCertificate and Right Protection.

Sources and links

The full report on Right Lender Ltd

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