Right Mortgage Solutions Limited

Reference number: 456496

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Right Mortgage Solutions Limited (FRN 456496) is an AR of First Complete Limited (FRN 435779). When you use Right Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Right Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0191 637 5028

  • Address

    11 Marshall Green Way, Whitley Bay, Tyne and Wear, NE25 9GL, United Kingdom

In the full report: 2 background checks

  • What kind of line 0191 637 5028 is
  • Who else gives the postcode NE25 9GL
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • TF Financial Advisors Trading name
  • Right Mortgage Solutions Ltd Former name
  • Right Money Solutions Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05879953
Company status
Active
Company type
Private limited company
Incorporated
18 July 2006 (20 years old)
Registered office
11 Marshall Green Way, Whitley Bay, NE25 9GL, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig Telford Director Jun 1979 20 Oct 2009 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

−£1,428

Up £19.3k from −£20.8k

Cash at bank

£5,264

−21% from £6,692

Employees (average)

2

Same as 2

Owed within a year

£23.5k

−30% from £33.3k

Net assets are negative: on its last balance sheet the company owed £1,428 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05879953. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Right Mortgage Solutions’s history from the FCA register and Companies House, newest first.

Key events (6) All events (16)

2026

6 July 2026

  • Craig Telford stopped being a part-owner

Companies House

30 January 2026

  • Changed its registered name from "Right Mortgage Solutions Ltd"

FCA register

2016

18 July 2016

  • Craig Telford gained significant control

Companies House

6 April 2016

  • Craig Telford became a part-owner (25–50% of shares)

Companies House

2006

25 August 2006

  • Became an appointed representative

FCA register

18 July 2006

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (6 shown here)
  • Every director appointment and resignation: 7
Instant PDF download

Firms like Right Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Whitley Bay

Sandra GardenerWhitley BayAppointed representativeSignature FS LimitedWhitley BayAppointed representativeMG Financial Solutions NE LimitedWhitley BayAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Right Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Right Mortgage Solutions Limited FCA authorised?
Right Mortgage Solutions Limited (FRN 456496) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Right Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Right Mortgage Solutions Limited (FRN 456496) is an AR of First Complete Limited (FRN 435779). When you use Right Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Right Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Right Mortgage Solutions’ phone number?
The FCA register lists the phone number 0191 637 5028 for Right Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Right Mortgage Solutions a scam or clone?
Right Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Right Mortgage Solutions?
Protection works through First Complete Limited, the principal firm responsible for Right Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Right Mortgage Solutions?
Companies House lists one person with significant control of Right Mortgage Solutions: Mr Craig Telford (significant influence or control).
Who runs Right Mortgage Solutions?
Companies House lists one director of Right Mortgage Solutions: Craig Telford.
How long has Right Mortgage Solutions been in business?
The company was formed on 18 July 2006.
What do Right Mortgage Solutions’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of −£1,428 (up £19.3k from −£20.8k) and cash at bank of £5,264 (−21% from £6,692).
Does Right Mortgage Solutions use any other names?
It trades as TF Financial Advisors. It has previously used 2 other names: Right Mortgage Solutions Ltd and Right Money Solutions.

Sources and links

The full report on Right Mortgage Solutions Limited

£19.99 · Instant PDF download

Loading secure checkout…