Ringsite Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 2000
Accounts filed up to 31 December 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

needhaminsurance.co.uk (opens in a new tab)
Phone number

024 7632 6213
Address

18 Arbury Road, Nuneaton, Warwickshire, CV10 7NA, United Kingdom

In the full report: 3 background checks

When needhaminsurance.co.uk first appeared online, and whether it can receive email
What kind of line 024 7632 6213 is
Who else gives the postcode CV10 7NA

Other names (14)

If you were contacted under any of these names, it is this firm.

Baldersons Insurance Services Trading name: A name it trades under now.
Black Lion Broking Services Trading name: A name it trades under now.
Hinckley Insurance Services Trading name: A name it trades under now.
Hinckleys Trading name: A name it trades under now.
Needham Insurance Services Trading name: A name it trades under now.
P J Insurance Brokers Trading name: A name it trades under now.
The Needham Group Trading name: A name it trades under now.
Baldersons Former trading name: A name it used to trade under.
Corporate Insurance Solutions Former trading name: A name it used to trade under.
Directpropertyinsurance.co.uk Former trading name: A name it used to trade under.
Needham Commercial Insurance Services Former trading name: A name it used to trade under.
P J Brokers Former trading name: A name it used to trade under.
P J Ins Brokers Former trading name: A name it used to trade under.
SFB Needham Commercial Insurance Services Limited Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04066049 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 6 September 2000 (26 years old)
Registered office: 18 Arbury Road, Nuneaton, Warwickshire, CV10 7NA, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Stacey Ellen Hulse	Director	Jan 1989	8 Sep 2025	5 other companies
Mary Anna Leigh	Director	Apr 1995	8 Sep 2025	7 other companies
Tony Armstrong	Director	Nov 1969	21 Apr 2026	None
Karen Lowe	Secretary	Not published	15 Dec 2000	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 12
still active: 12
are FCA-registered: 10

In the full report: all 12 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 10 on the FCA register
All 6 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£792k

+44% from £548k

Cash at bank

£123k

Up £120k from £2,530

Employees (average)

24

−14% from 28

Owed within a year

£212k

+2.1% from £208k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04066049. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ringsite’s history from the FCA register and Companies House, newest first.

Key events (5) All events (36)

2016

6 April 2016

Needham Commercial Insurance Services Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2000

6 September 2000

Incorporated at Companies House

Companies House

In the full report: all 36 events

All 36 events in its history (5 shown here)
Every director appointment and resignation: 7

Firms connected to Ringsite

Other FCA-listed firms that share a director, phone number or address with Ringsite. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 10
share a director: 10

In the full report: all 10 connected firms, named

How each is linked: shared directors (10)
Who links each one: the named directors, with dates

Firms like Ringsite

Other firms of the same type (insurance broker), nearest first.

In Nuneaton

Eccleston Financial Services LtdNuneatonAppointed representative Medjay Empire LTDNuneatonAppointed representative Painting and Decorating AssociationNuneatonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ringsite

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

12 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 36 events in its history
10 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Ringsite Limited FCA authorised?

Yes, Ringsite Limited (FRN 304514) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Ringsite’s phone number and website?

The FCA register lists the phone number 024 7632 6213 and the website needhaminsurance.co.uk for Ringsite. If you were given different contact details, use these to check with the firm before going any further.

Is Ringsite a scam or clone?

Ringsite is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Ringsite?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ringsite to the Financial Ombudsman Service, free of charge.

Who owns Ringsite?

Ringsite is owned by Needham Commercial Insurance Services Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Ringsite?

Companies House lists 3 directors of Ringsite: Stacey Ellen Hulse, Mary Anna Leigh and Tony Armstrong.

How long has Ringsite been in business?

The company was formed on 6 September 2000, and has held its current FCA authorisation since January 2005.

What do Ringsite’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £792k (+44% from £548k) and cash at bank of £123k (up £120k from £2,530).

Does Ringsite use any other names?

It trades as Baldersons Insurance Services, Black Lion Broking Services, Hinckley Insurance Services, Hinckleys and Needham Insurance Services, and 2 more names. It has previously used 7 other names, including Baldersons, Corporate Insurance Solutions and Directpropertyinsurance.co.uk.