Ripe Insurance Services Limited

Reference number: 313411

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ripeinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 400 1174 is
  • Who else gives the postcode SK1 3SW
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Other names (25)

If you were contacted under any of these names, it is this firm.

  • CompareGolfInsurance.co.uk Trading name
  • Craftinsure Trading name
  • cycleplan Trading name
  • Float My Quote Trading name
  • GJW Direct Trading name
  • Golf Care Trading name
  • Insure4Boats Trading name
  • Insure4Music Trading name
  • Insure4Sport Trading name
  • Insure4Sport Golf Trading name
  • Ripe Trading name
  • Ripe Insurance Trading name
  • Schofields Trading name
  • Schofields Insurance Trading name
  • The Golfers Club Trading name
  • J R W Group Services Ltd Former name
  • Cricket Care Former trading name
  • Direct Golf Insurance Former trading name
  • Fishing Care Former trading name
  • Golf Care & American Golf Insurance Former trading name
  • Golf Care Travel Insurance Former trading name
  • Gunplan Former trading name
  • Insure4Drones Former trading name
  • Music Care Former trading name
  • Nevada Bob's Golf Insurance Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04507332
Company status
Active
Company type
Private limited company
Incorporated
9 August 2002 (24 years old)
Registered office
One Stockport Exchange, Railway Road, Stockport, SK1 3SW, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Alan Styring Director Nov 1971 3 Sep 2024 21 other companies
Alan Thomas Director May 1976 7 Oct 2024 6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
22
closed down
10
are FCA-registered
4

In the full report: all 22 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 5 companies these 2 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2022Full accountsAudited

Turnover

£26.8m

No earlier figure to compare

Profit before tax

£3.58m

No earlier figure to compare

Net assets

£12.3m

No earlier figure to compare

Cash at bank

£5.84m

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04507332. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ripe Insurance Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (52)

2017

15 June 2017

  • Changed its registered name from "J R W Group Services Ltd"

FCA register

2016

9 August 2016

  • Ripe Thinking Two Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

9 August 2002

  • Incorporated at Companies House

Companies House

In the full report: all 52 events

  • All 52 events in its history (6 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Ripe Insurance Services

Other FCA-listed firms that share a director, phone number or address with Ripe Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Firms like Ripe Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Stockport

Complex to Clear Group LimitedStockportAuthorisedAbbott & Bramwell LimitedStockportAuthorisedAlternative Propositions LimitedStockportAuthorisedAppleton & Green LimitedStockportAuthorisedBroadway Broking Group LimitedStockportAuthorisedC & C Insurance Brokers LimitedStockportAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ripe Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 22 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 52 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ripe Insurance Services Limited FCA authorised?
Yes, Ripe Insurance Services Limited (FRN 313411) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Ripe Insurance Services’ phone number and website?
The FCA register lists the phone number 0333 400 1174 and the website ripeinsurance.co.uk for Ripe Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is Ripe Insurance Services a scam or clone?
Ripe Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ripe Insurance Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ripe Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns Ripe Insurance Services?
Ripe Insurance Services is owned by Ripe Thinking Two Limited, which holds 75–100% of shares and 75–100% of votes, since 9 August 2016.
Who runs Ripe Insurance Services?
Companies House lists 2 directors of Ripe Insurance Services: Robert Alan Styring and Alan Thomas.
How long has Ripe Insurance Services been in business?
The company was formed on 9 August 2002, and has held its current FCA authorisation since January 2005.
What do Ripe Insurance Services’ latest accounts show?
Its latest accounts, to 31 December 2022, show turnover of £26.8m (no earlier figure to compare) and profit before tax of £3.58m (no earlier figure to compare).
Does Ripe Insurance Services use any other names?
It trades as CompareGolfInsurance.co.uk, Craftinsure, cycleplan, Float My Quote and GJW Direct, and 10 more names. It has previously used 10 other names, including J R W Group Services Ltd, Cricket Care and Direct Golf Insurance.

Sources and links

The full report on Ripe Insurance Services Limited

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