RIS Group Ltd

Reference number: 1027292

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ris-insurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 652 0225 is
  • Who else gives the postcode OL2 6QF
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • RIS Insurance Trading name
  • Royton Insurance Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14893200
Company status
Active
Company type
Private limited company
Incorporated
25 May 2023 (3 years old)
Registered office
120 Rochdale Road Rochdale Road, Royton, Oldham, OL2 6QF, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Bernard Coughlin Director Nov 1985 25 May 2023 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Dormant company accountsNot audited

Net assets

£100

Same as £100

Employees (average)

0

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14893200. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

RIS Group’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2025

1 December 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2024

30 May 2024

  • Bernard Anthony Coughlin took control (75–100% of shares)

Companies House

28 May 2024

  • Michael Taylor gave up control

Companies House

2023

25 May 2023

  • Incorporated at Companies House
  • Michael Taylor took control (75–100% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like RIS Group

Other firms of the same type (insurance broker), nearest first.

In Oldham

Capital NW LtdOldhamAuthorisedDavenport Risk Management LtdOldhamAuthorisedFirst Platinum Group LtdOldhamAuthorisedM & C Risk Solutions LtdOldhamAuthorisedMichael Pettifer Insurance Brokers LimitedOldhamAuthorisedRoland Ward & Partners LimitedOldhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RIS Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 13 events in its history

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Frequently asked questions about this firm

Is RIS Group Ltd FCA authorised?
Yes, RIS Group Ltd (FRN 1027292) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2025 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is RIS Group’s phone number and website?
The FCA register lists the phone number 0161 652 0225 and the website ris-insurance.co.uk for RIS Group. If you were given different contact details, use these to check with the firm before going any further.
Is RIS Group a scam or clone?
RIS Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RIS Group?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about RIS Group to the Financial Ombudsman Service, free of charge.
Who owns RIS Group?
Companies House lists one person with significant control of RIS Group: Mr Bernard Anthony Coughlin (75–100% of shares). Before that, it was controlled by Mr Michael Taylor.
Who runs RIS Group?
Companies House lists one director of RIS Group: Bernard Coughlin.
How long has RIS Group been in business?
The company was formed on 25 May 2023, and has held its current FCA authorisation since December 2025.
What do RIS Group’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £100 (same as £100).
Does RIS Group use any other names?
It trades as RIS Insurance and Royton Insurance.

Sources and links

The full report on RIS Group Ltd

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