Authorised, but in an insolvency process
This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.
- No FCA actions
- Accounts filed up to 31 December 2023
- Company: in administration
- Accounts are overdue at Companies House
- Confirmation statement is overdue at Companies House
- On its latest accounts it owed £273k more than it owned
What the FCA says
ATTENTION - Firm in an insolvency process
This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
c/o Grace Jones and David Perkins of Parker Andrews, 5th Floor, The Union Building, 51-59 Rose Lane, Norwich, NR1 1BY, United Kingdom
In the full report: 1 background check
- Who else gives the postcode NR1 1BY
Other names (1)
If you were contacted under any of these names, it is this firm.
- Direct Business Insurance Services Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- In an insolvency processMoney the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (7 permissions)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Credit Broking
- Dealing in investments as agent
- Debt Adjusting
- Debt-counselling
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Companies House records this company in administration, but it is still authorised on the FCA register.
- Accounts are overdue at Companies House.
- Confirmation statement is overdue at Companies House.
- This company has insolvency history on record.
- Company number
- 07505078 (opens Companies House in a new tab)
- Company status
- Administration
- Company type
- Private limited company
- Incorporated
- 25 January 2011 (15 years old)
- Registered office
- C/O Parker Andrews Ltd 5th Floor, The Union Building, 51-59 Rose Lane, Norwich, Norfolk, NR1 1BY
- Nature of business
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- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Benjamin Ariel Caspi | Director | Dec 1983 | 12 Nov 2018 | 4 other companies |
| Maurice Geller | Director | Mar 1945 | 10 Aug 2022 | 3 other companies |
| Avichayil Barak Geller | Director | Jul 1975 | 11 Aug 2022 | 2 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 3 companies these 3 directors run together
- All 12 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£273k
−161% from £447k
Cash at bank
£76.6k
−68% from £242k
Employees (average)
22
−24% from 29
Owed within a year
£1.02m
+88% from £540k
Its next accounts are overdue at Companies House.
Net assets are negative: on its last balance sheet the company owed £273k more than it owned.
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2020 to 2023
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07505078. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
RiskAlliance Direct’s history from the FCA register and Companies House, newest first.
2021
18 June 2021
- Risk Alliance Holdings (2021) Ltd took control (75–100% of shares)
- Riskalliance Group Ltd gave up control
Companies House
2016
1 November 2016
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
28 June 2016
- Riskalliance Group Ltd took control (75–100% of shares)
Companies House
2011
25 January 2011
- Incorporated at Companies House
Companies House
In the full report: all 30 events
- All 30 events in its history (6 shown here)
- Every director appointment and resignation: 21
Firms connected to RiskAlliance Direct
Other FCA-listed firms that share a director, phone number or address with RiskAlliance Direct. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like RiskAlliance Direct
Other firms of the same type (insurance broker), nearest first.
In Norwich
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on RiskAlliance Direct
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 1 background check on its contact details
- 4 years of accounts, charted
- All 30 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk