Riskworks Business Services Limited

Reference number: 307563

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When riskworksbusiness.com first appeared online, and whether it can receive email
  • What kind of line 01625 547754 is
  • Who else gives the postcode SK9 1RA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Riskworks International Limited Former name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03778537
Company status
Active
Company type
Private limited company
Incorporated
27 May 1999 (27 years old)
Registered office
7-9 Church Road, Lytham, Lytham St. Annes, FY8 5LH, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Stuart Chandler Director Jan 1969 5 Apr 2006 None
Matthew Harvey Wynne Gray Director May 1973 1 Aug 2014 None
Timothy James John Forshaw Director Nov 1988 31 Aug 2026 6 other companies
Aaron Tony Greaves Director Nov 1983 31 Aug 2026 1 other company
Steven Lee Smith Director Nov 1968 31 Aug 2026 6 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
3
are FCA-registered
3

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 2 companies these 5 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£100k

+46% from £68.6k

Cash at bank

£58.2k

+308% from £14.3k

Employees (average)

12

Same as 12

Owed within a year

£119k

+51% from £78.6k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03778537. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Riskworks Business Services’s history from the FCA register and Companies House, newest first.

Key events (8) All events (23)

2026

31 August 2026

  • Nicholas John Gray gave up control
  • Tower Insurance Brokers Ltd took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Nicholas John Gray took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

9 June 2011

  • Changed its registered name from "Riskworks International Limited"

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1999

27 May 1999

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (8 shown here)
  • Every director appointment and resignation: 12
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Firms connected to Riskworks Business Services

Other FCA-listed firms that share a director, phone number or address with Riskworks Business Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
past links
2

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
  • 2 past links through former directors
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Firms like Riskworks Business Services

Other firms of the same type (insurance broker), nearest first.

In Wilmslow

Mr Stephen NightingaleWilmslowAuthorisedParker Colby Insurance Brokers LtdWilmslowAuthorisedPets Insurance Services LimitedWilmslowAuthorisedQdos Insurance Services LimitedWilmslowAuthorisedNorcros Group (Holdings) LimitedWilmslowAppointed representativeBarker Financial Solutions LimitedWilmslowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Riskworks Business Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 23 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Riskworks Business Services Limited FCA authorised?
Yes, Riskworks Business Services Limited (FRN 307563) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Riskworks Business Services’ phone number and website?
The FCA register lists the phone number 01625 547754 and the website riskworksbusiness.com for Riskworks Business Services. If you were given different contact details, use these to check with the firm before going any further.
Is Riskworks Business Services a scam or clone?
Riskworks Business Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Riskworks Business Services?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Riskworks Business Services to the Financial Ombudsman Service, free of charge.
Who owns Riskworks Business Services?
Riskworks Business Services is owned by Tower Insurance Brokers Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 August 2026. Before that, it was controlled by Mr Nicholas John Gray.
Who runs Riskworks Business Services?
Companies House lists 5 directors of Riskworks Business Services: Stuart Chandler, Matthew Harvey Wynne Gray, Timothy James John Forshaw, Aaron Tony Greaves and Steven Lee Smith.
How long has Riskworks Business Services been in business?
The company was formed on 27 May 1999, and has held its current FCA authorisation since January 2005.
What do Riskworks Business Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £100k (+46% from £68.6k) and cash at bank of £58.2k (+308% from £14.3k).
Does Riskworks Business Services use any other names?
It has previously used the name Riskworks International Limited.

Sources and links

The full report on Riskworks Business Services Limited

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