Ritchie & McLean Mortgage Solutions Ltd

Reference number: 829255

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ritchie & McLean Mortgage Solutions Ltd (FRN 829255) is an AR of First Complete Limited (FRN 435779). When you use Ritchie & McLean Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ritchie & McLean Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07545 576819

  • Address

    24a High Street, Ballynahinch, BT24 8AB, Northern Ireland

In the full report: 2 background checks

  • What kind of line 07545 576819 is
  • Who else gives the postcode BT24 8AB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ritchie & McLean Mortgage Solutions Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI739349
Company status
Active
Company type
Private limited company
Incorporated
30 March 2026 (less than a year old)
Registered office
24a High Street, Ballynahinch, Co. Down, BT24 8AB, Northern Ireland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Laura Mclean Director Aug 1984 30 Mar 2026 None
Donnan Ritchie Director Sep 1982 30 Mar 2026 None
Laura Mclean Secretary Not published 30 Mar 2026 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

Ritchie & McLean Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2026

4 June 2026

  • Changed its registered name from "Ritchie & McLean Mortgage Solutions"

FCA register

30 March 2026

  • Incorporated at Companies House
  • Donnan Ritchie became a part-owner (25–50% of shares)
  • Laura McLean became a part-owner (25–50% of shares)
  • Donnan Ritchie appointed as a director
  • Laura McLean appointed as a director

Companies House

2018

21 December 2018

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Ritchie & McLean Mortgage Solutions

Other FCA-listed firms that share a director, phone number or address with Ritchie & McLean Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Ritchie & McLean Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Ballynahinch

Martin Eoin KilloughBallynahinchAppointed representativeMelvyn Cosgrove Financial PlanningBallynahinchAuthorised

In the Belfast (BT) postcode area

UPS (Financial Services) LtdBelfastAppointed representative1 4 U Financial Solutions LtdBangorAppointed representativeAdrian Gallagher LtdCarrickfergusAppointed representativeAidan RiceNewryAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ritchie & McLean Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Ritchie & McLean Mortgage Solutions Ltd FCA authorised?
Ritchie & McLean Mortgage Solutions Ltd (FRN 829255) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ritchie & McLean Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ritchie & McLean Mortgage Solutions Ltd (FRN 829255) is an AR of First Complete Limited (FRN 435779). When you use Ritchie & McLean Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ritchie & McLean Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ritchie & McLean Mortgage Solutions’ phone number?
The FCA register lists the phone number 07545 576819 for Ritchie & McLean Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Ritchie & McLean Mortgage Solutions a scam or clone?
Ritchie & McLean Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ritchie & McLean Mortgage Solutions?
Protection works through First Complete Limited, the principal firm responsible for Ritchie & McLean Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ritchie & McLean Mortgage Solutions?
Companies House lists 2 people with significant control of Ritchie & McLean Mortgage Solutions: Ms Laura McLean (25–50% of shares) and Mr Donnan Ritchie (25–50% of shares).
Who runs Ritchie & McLean Mortgage Solutions?
Companies House lists 2 directors of Ritchie & McLean Mortgage Solutions: Laura McLean and Donnan Ritchie.
How long has Ritchie & McLean Mortgage Solutions been in business?
The company was formed on 30 March 2026.
Does Ritchie & McLean Mortgage Solutions use any other names?
It has previously used the name Ritchie & McLean Mortgage Solutions.

Sources and links

The full report on Ritchie & McLean Mortgage Solutions Ltd

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