River Laver Ltd

Reference number: 1047532

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Bspoke Lifestyle Ltd Reference number: 820727 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • River Laver Ltd (FRN 1047532) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use River Laver's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from River Laver, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When riverlaver.co.uk first appeared online, and whether it can receive email
  • What kind of line 01765 690508 is
  • Who else gives the postcode HG4 2QR
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • River Laver Holiday Park Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16107050
Company status
Active
Company type
Private limited company
Incorporated
28 November 2024 (1 year old)
Registered office
River Laver Holiday Park, Studley Road, Ripon, North Yorkshire, HG4 2QR, England
Nature of business
  • Recreational vehicle parks, trailer parks and camping grounds (SIC 55300)

Directors and company secretaries

Name Role Born Appointed Other companies
Glen Scholey Director Nov 1962 28 Nov 2024 2 other companies
Helen Scholey Director Sep 1963 28 Nov 2024 2 other companies
Matthew James Scholey Director Jun 1983 11 Mar 2026 1 other company
Kathryn Watson Director Apr 1986 11 Mar 2026 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2
run together
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 4 directors run together
Instant PDF download

Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£4.56m

No earlier figure to compare

Cash at bank

£233k

No earlier figure to compare

Employees (average)

4

No earlier figure to compare

Owed within a year

£461k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16107050. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

River Laver’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2025

9 December 2025

  • Became an appointed representative

FCA register

2024

28 November 2024

  • Incorporated at Companies House
  • Glen Scholey became a part-owner (25–50% of shares)
  • Helen Scholey became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms connected to River Laver

Other FCA-listed firms that share a director, phone number or address with River Laver. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like River Laver

Other firms of the same type (insurance broker), nearest first.

In Ripon

A J P Webster & S M HallRiponAppointed representativeStuart James Financial Solutions LtdRiponAppointed representativeWoodhouse Farm Caravan Park LtdRiponAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on River Laver

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is River Laver Ltd FCA authorised?
River Laver Ltd (FRN 1047532) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for River Laver?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. River Laver Ltd (FRN 1047532) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use River Laver's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from River Laver, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is River Laver’s phone number and website?
The FCA register lists the phone number 01765 690508 and the website riverlaver.co.uk for River Laver. If you were given different contact details, use these to check with the firm before going any further.
Is River Laver a scam or clone?
River Laver is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with River Laver?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for River Laver's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns River Laver?
Companies House lists 2 people with significant control of River Laver: Mr Glen Scholey (25–50% of shares) and Mrs Helen Scholey (25–50% of shares).
Who runs River Laver?
Companies House lists 4 directors of River Laver: Glen Scholey, Helen Scholey, Matthew James Scholey and Kathryn Watson.
How long has River Laver been in business?
The company was formed on 28 November 2024.
What do River Laver’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £4.56m (no earlier figure to compare) and cash at bank of £233k (no earlier figure to compare).
Does River Laver use any other names?
It trades as River Laver Holiday Park.

Sources and links

The full report on River Laver Ltd

£19.99 · Instant PDF download

Loading secure checkout…