Riverfall Financial Ltd

Reference number: 625182

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Riverfall Financial Ltd (FRN 625182) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Riverfall Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Riverfall Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When riverfall-financial.co.uk first appeared online, and whether it can receive email
  • What kind of line 0115 824 0186 is
  • Who else gives the postcode NG11 6DT
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Riverfall Trading name
  • Riverfall Financial Planning Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
RIVERFALL FINANCIAL LIMITED
Company number
09039220
Company status
Active
Company type
Private limited company
Incorporated
14 May 2014 (12 years old)
Registered office
17-21 High Street, Ruddington, Nottinghamshire, NG11 6DT, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Anna Brocklehurst Director Feb 1983 6 Apr 2021 8 other companies
Christopher David Hutton Director May 1981 6 Apr 2021 11 other companies
Stephen David Lathwood Director Apr 1978 6 Apr 2021 7 other companies
Jessica Emily Mcgowan Director Jun 1982 6 Apr 2021 4 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
21
closed down
2
run together
4

In the full report: all 21 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 companies these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£85.9k

+412% from £16.8k

Cash at bank

£122k

+106% from £59.2k

Employees (average)

5

Same as 5

Owed within a year

£52.3k

+272% from £14.0k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09039220. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Riverfall Financial’s history from the FCA register and Companies House, newest first.

Key events (9) All events (18)

2021

6 April 2021

  • Board replaced: its only director left and 4 new directors took over
  • Anna Brocklehurst became a part-owner (25–50% of shares)
  • Christopher David Hutton became a part-owner (25–50% of shares)
  • Jessica Emily McGowan became a part-owner (25–50% of shares)
  • Simon Phippen gave up control
  • Stephen David Lathwood became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Simon Phippen took control (75–100% of shares)

Companies House

2014

9 June 2014

  • Became an appointed representative

FCA register

14 May 2014

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (9 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Riverfall Financial

Other FCA-listed firms that share a director, phone number or address with Riverfall Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Riverfall Financial

Other firms of the same type (financial adviser), nearest first.

In Nottingham

Adrian WrightNottinghamAppointed representativeAltitude Financial Solutions LtdNottinghamAppointed representativeAndrew OrwinNottinghamAppointed representativeAnuj DalNottinghamAppointed representativeArtemis Financial Planning LimitedNottinghamAppointed representativeAshleyjai Wealth Management LimitedNottinghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Riverfall Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 21 other companies its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 18 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Riverfall Financial Ltd FCA authorised?
Riverfall Financial Ltd (FRN 625182) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Riverfall Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Riverfall Financial Ltd (FRN 625182) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Riverfall Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Riverfall Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Riverfall Financial’s phone number and website?
The FCA register lists the phone number 0115 824 0186 and the website riverfall-financial.co.uk for Riverfall Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Riverfall Financial a scam or clone?
Riverfall Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Riverfall Financial?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Riverfall Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Riverfall Financial?
Companies House lists 4 people with significant control of Riverfall Financial: Mr Christopher David Hutton (25–50% of shares), Miss Anna Brocklehurst (25–50% of shares), Mr Stephen David Lathwood (25–50% of shares) and Mrs Jessica Emily McGowan (25–50% of shares). Before that, it was controlled by Mr Simon Phippen.
Who runs Riverfall Financial?
Companies House lists 4 directors of Riverfall Financial: Anna Brocklehurst, Christopher David Hutton, Stephen David Lathwood and Jessica Emily McGowan.
How long has Riverfall Financial been in business?
The company was formed on 14 May 2014.
What do Riverfall Financial’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £85.9k (+412% from £16.8k) and cash at bank of £122k (+106% from £59.2k).
Does Riverfall Financial use any other names?
It trades as Riverfall. It has previously used the name Riverfall Financial Planning.

Sources and links

The full report on Riverfall Financial Ltd

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