Rivervale Cars Limited

Reference number: 569528

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Automotive Compliance Limited Reference number: 497010 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Rivervale Cars Limited (FRN 569528) is an AR of Automotive Compliance Limited (FRN 497010). When you use Rivervale Cars's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Rivervale Cars, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rivervale.co.uk first appeared online, and whether it can receive email
  • What kind of line 01273 433480 is
  • Who else gives the postcode BN43 6QB
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Other names (24)

If you were contacted under any of these names, it is this firm.

  • 1st Choice Vehicle Finance Trading name
  • Business Car Contracts Trading name
  • Concept Fleet Solutions Trading name
  • Concept Vehicle Leasing Trading name
  • OSV Trading name
  • Rivervale Trading name
  • Rivervale Approved used Trading name
  • Rivervale Cars Prestige Trading name
  • Rivervale Contract Hire & Leasing Trading name
  • Rivervale Contracts Trading name
  • Rivervale Finance Trading name
  • Rivervale Fleet Trading name
  • Rivervale Fleet Management Trading name
  • Rivervale leasing Trading name
  • Rivervale Maxus Trading name
  • Rivervale Minibus Trading name
  • Rivervale Performance Motorcentre Trading name
  • Rivervale Prestige Trading name
  • Rivervale Vehicle Contracts Trading name
  • Eagle Oak Vehicle Contracts and Used cars Former trading name
  • Eagle Oak Vehicle Contracts Shoreham Former trading name
  • Mazda Former trading name
  • Rivervale Approved Vehicles Former trading name
  • Rivervale Cars Mazda Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04898201
Company status
Active
Company type
Private limited company
Incorporated
14 September 2003 (23 years old)
Registered office
Unit A1-A3 Dolphin Enterprise Centre, Evershed Way, Shoreham-By-Sea, West Sussex, BN43 6QB, England
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Spencer Chapman Director May 1955 3 Oct 2005 16 other companies
Vincent Alex Pemberton Director Jan 1966 1 Jan 2017 9 other companies
Simon Ashley Fuller Director Jan 1970 29 Apr 2022 1 other company
Duncan James Stocks Director Apr 1983 29 Apr 2022 1 other company
Vincent Alex Pemberton Secretary Not published 21 Jun 2019 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
2
is FCA-registered
1

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 8 companies these 4 directors run together
  • All 10 people who have ever been directors, with their dates
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Key dates in its history

Rivervale Cars’s history from the FCA register and Companies House, newest first.

Key events (5) All events (51)

2022

29 April 2022

  • Endeavour Holdings Limited gave up control
  • Rivervale Holdings Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Endeavour Holdings Limited took control (75–100% of shares)

Companies House

2011

23 November 2011

  • Became an appointed representative

FCA register

2003

14 September 2003

  • Incorporated at Companies House

Companies House

In the full report: all 51 events

  • All 51 events in its history (5 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Rivervale Cars

Other FCA-listed firms that share a director, phone number or address with Rivervale Cars. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
no longer authorised
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on Rivervale Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 51 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Rivervale Cars Limited FCA authorised?
Rivervale Cars Limited (FRN 569528) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Rivervale Cars?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Rivervale Cars Limited (FRN 569528) is an AR of Automotive Compliance Limited (FRN 497010). When you use Rivervale Cars's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Rivervale Cars, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Rivervale Cars’ phone number and website?
The FCA register lists the phone number 01273 433480 and the website rivervale.co.uk for Rivervale Cars. If you were given different contact details, use these to check with the firm before going any further.
Is Rivervale Cars a scam or clone?
Rivervale Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Rivervale Cars?
Protection works through Automotive Compliance Limited, the principal firm responsible for Rivervale Cars's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Rivervale Cars?
Rivervale Cars is owned by Rivervale Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 29 April 2022. Before that, it was controlled by Endeavour Holdings Limited.
Who runs Rivervale Cars?
Companies House lists 4 directors of Rivervale Cars: Neil Spencer Chapman, Vincent Alex Pemberton, Simon Ashley Fuller and Duncan James Stocks.
How long has Rivervale Cars been in business?
The company was formed on 14 September 2003.
Does Rivervale Cars use any other names?
It trades as 1st Choice Vehicle Finance, Business Car Contracts, Concept Fleet Solutions, Concept Vehicle Leasing and OSV, and 14 more names. It has previously used 5 other names, including Eagle Oak Vehicle Contracts and Used cars, Eagle Oak Vehicle Contracts Shoreham and Mazda.

Sources and links

The full report on Rivervale Cars Limited

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